Funds/Balanced Hybrid Fund/WhiteOak Capital Balanced Hybrid Fund

WhiteOak Capital Balanced Hybrid Fund

WhiteOak Capital·Balanced Hybrid Fund·vs Nifty 50 Hybrid 50:50

WhiteOak Capital's balanced fund is defensively positioned with a modest equity tilt and substantial debt allocation anchored by high-grade securities and government bonds. The sharp increase in Clearing Corporation holdings and deliberate reduction of long-duration government exposure suggest the manager is rotating toward near-term stability and credit quality over duration risk. Recent portfolio moves show conviction in selective opportunities across housing finance and renewable energy while trimming cyclical exposure, indicating cautious optimism tempered by macro concerns.

Portfolio analysis · April 2026

NAV & Returns

Plan	NAV	1M	3M	6M	1Y	3Y CAGR	5Y CAGR
Primary	₹12.7520	+0.17%	-2.31%	-4.21%	+1.30%	—	—

Returns above 1Y are CAGR. Direct plan rows highlighted. NAV from AMFI.

Portfolio Metrics(latest month)

Holdings

140

Top 5 Weight

21.65%

Top 10 Weight

32.72%

Active Share

—

Large Cap

32.90%

Gini

0.569

What Changed2026-03-31 → 2026-04-30

Holdings: 141 → 143+11 added−9 removed31 weight shifts ≥ 0.1%

Stock	Sector	Weight
PNB Housing Finance Limited	Finance	0.21%
City Union Bank Limited	Banks	0.20%
Aether Industries Limited	Chemicals & Petrochemicals	0.15%
Clean Max Enviro Energy Solutions Limited	Power	0.01%
Vedanta Aluminium Metal Limited **	Miscellaneous	0.15%
Malco Energy Limited **	Miscellaneous	0.02%
Talwandi Sabo Power Limited **	Miscellaneous	0.00%
Vedanta Iron And Steel Limited **	Miscellaneous	0.00%
6.48% Government of India (06/10/2035)	Sovereign	2.56%
8.4% Cholamandalam Investment and Finance Company Ltd (18/09/2027) **	ICRA AA+	1.42%
7.44% National Bank For Agriculture and Rural Development (17/07/2029)	CRISIL AAA	1.06%

Full Holdings

#	Holding	Sector	Class	% to NAV
1	Clearing Corporation of India Ltd		CASH_EQUIVALENT	7.54%
2	ICICI Bank Limited INE090A01021	Banks	EQUITY	4.70%
3	HDFC Bank Limited INE040A01034	Banks	EQUITY	3.77%
4	7.44% REC Limited (29/02/2028) INE020B08FR6	CRISIL AAA	DEBT	2.84%
5	7.11% Bajaj Finance Limited (10/07/2028) ** INE296A07TM8	CRISIL AAA	DEBT	2.80%
6	6.48% Government of India (06/10/2035) IN0020250091	Sovereign	DEBT	2.56%
7	Bharti Airtel Limited INE397D01024	Telecom - Services	EQUITY	2.49%
8	HDFC Bank Limited (21/09/2026) ** # INE040A16HR5	CRISIL A1+	DEBT	2.07%
9	Net Receivables / (Payables)		CASH_EQUIVALENT	1.99%
10	Nexus Select Trust - REIT INE0NDH25011	Realty	REIT_INVIT	1.99%
11	Nestle India Limited INE239A01024	Food Products	EQUITY	1.96%
12	8.19% Cholamandalam Investment and Finance Company Ltd (26/03/2027) ** INE121A07SM0	ICRA AA+	DEBT	1.78%
13	7.64% National Bank For Agriculture and Rural Development (06/12/2029) ** INE261F08EJ7	ICRA AAA	DEBT	1.77%
14	7.4% Power Finance Corporation Limited (08/05/2030) ** INE134E08KQ1	CRISIL AAA	DEBT	1.76%
15	7.40 % National Bank For Agriculture and Rural Development (29/04/2030) ** INE261F08EL3	CRISIL AAA	DEBT	1.76%
16	7.39% Small Industries Dev Bank of India (21/03/2030) ** INE556F08KY6	CRISIL AAA	DEBT	1.76%
17	7.02% Bajaj Housing Finance Limited (26/05/2028) ** INE377Y07565	CRISIL AAA	DEBT	1.75%
18	7.88% Muthoot Finance Limited (22/11/2028) ** INE414G07JS2	CRISIL AA+	DEBT	1.75%
19	6.28% Government of India (14/07/2032) IN0020250059	Sovereign	DEBT	1.65%
20	Embassy Office Parks REIT INE041025011	Realty	REIT_INVIT	1.63%

Sector Allocation

CRISIL AAA16.4%

Banks11.7%

Sovereign7.3%

ICRA AA+4.6%

CRISIL AA+4.3%

Realty4.0%

Finance3.4%

IT - Software2.9%

Automobiles2.7%

CRISIL A1+2.6%

Top 10 sectors by % to NAV. Excludes derivatives.