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Funds/Baroda BNP Paribas Equity Savings Fund

Baroda BNP Paribas Equity Savings Fund

Baroda BNP Paribas Mutual Fund·Equity Savings·vs Nifty Equity Savings TRI

The fund maintains a defensive hybrid posture with a substantial cash cushion offsetting its concentrated equity exposure dominated by large-cap financials and infrastructure plays. The manager is clearly rotating toward shorter-duration housing finance debt while trimming healthcare and fintech positions, signaling a preference for immediate-term yield over growth. This tactical reshuffling suggests conviction in near-term rate stability and credit quality in the housing space, though the top-heavy concentration warrants monitoring for liquidity risks.

Portfolio analysis · April 2026

NAV & Returns

PlanNAV1M1Y3Y CAGR5Y CAGR
Direct Growth₹18.2761————
Regular Growth₹16.9708+0.22%+3.34%+9.11%+7.68%
Direct IDCW₹13.6198————
Regular IDCW₹12.6475————
Returns above 1Y are CAGR. Direct plan rows highlighted. NAV from AMFI.

Portfolio Metrics(latest month)

Holdings
71
Top 5 Weight
17.46%
Top 10 Weight
30.87%
Max Position
3.64%
Conviction Bets
16
Gini
0.338
Large Cap
48.66%
Mid Cap
12.11%
Small Cap
3.92%
Top Sector
Banks
Sector Count
33
HHI (bps)
19,247

vs Category Peers

Active Stock Picker
Active Share
60.53%
vs peer portfolio
Weight Overlap
33.46%
with avg peer
Cosine Similarity
0.577
portfolio angle
Peer Count
23
funds in category

Active Share = ½Σ|wfund − wpeer|, computed using leave-one-out peer portfolio within SEBI category.

Similar Funds in Category

LIC MF Equity Savings Fund
LIC Mutual Fund
Holdings
59
Top 5
20.72%
Gini
0.294
Quant Equity Savings Fund
quant Mutual Fund
Holdings
19
Top 5
45.49%
Gini
0.294
Bandhan Equity Savings Fund
Bandhan Mutual Fund
Holdings
65
Top 5
23.40%
Gini
0.432
Mahindra Manulife Equity Savings Fund
Mahindra Manulife Mutual Fund
Holdings
89
Top 5
23.43%
Gini
0.443
UTI Equity Savings Fund
UTI Mutual Fund
Holdings
62
Top 5
27.86%
Gini
0.474
Mirae Asset Equity Savings Fund
Mirae Asset Mutual Fund
Holdings
157
Top 5
14.16%
Gini
0.490

What Changed2026-03-31 → 2026-04-30

Holdings: 77 → 73+2 added−6 removed24 weight shifts ≥ 0.1%
StockWeight
8.15% PNB Housing Finance Limited (29/07/2027)0.71%
6.4% LIC Housing Finance Limited (30/11/2026)0.71%

Full Holdings

#Holding% to NAV
1
Net Receivables / (Payables)
nan
29.33%
2
7.32% Government of India (13/11/2030)
IN0020230135
3.64%
3
Bharti Airtel Limited
INE397D01024
3.57%
4
Reliance Industries Limited
INE002A01018
3.51%
5
HDFC Bank Limited
INE040A01034
3.50%
6
7.18% Government of India (14/08/2033)
IN0020230085
3.24%
7
ICICI Bank Limited
INE090A01021
3.09%
8
State Bank of India
INE062A01020
2.75%
9
Larsen & Toubro Limited
INE018A01030
2.57%
10
8.7% Shriram Finance Limited (09/04/2028) **
INE721A07SL9
2.53%
11
6.92% Power Finance Corporation Limited (16/02/2028) **
INE134E08OA7
2.47%
12
7.22% Small Industries Dev Bank of India (10/04/2029) **
INE556F08LC0
2.46%
13
Tata Power Company Limited
INE245A01021
2.46%
14
Tata Steel Limited
INE081A01020
2.32%
15
Sun Pharmaceutical Industries Limited
INE044A01036
2.22%
16
Axis Bank Limited
INE238A01034
2.11%
17
Mahindra & Mahindra Limited
INE101A01026
2.04%
18
Adani Ports and Special Economic Zone Limited
INE742F01042
1.79%
19
7.90% Jamnagar Utilities & Power Private Limited (10/08/2028) **
INE936D07182
1.78%
20
7.50% National Bank For Agriculture and Rural Development (31/08/2026) **
INE261F08EA6
1.78%

Sector Allocation

nan29.3%
Banks16.4%
CRISIL AAA15.6%
Sovereign8.6%
Power6.1%
Petroleum Products3.8%
Telecom - Services3.6%
IT - Software3.1%
Automobiles3.0%
Realty2.9%

Top 10 sectors by % to NAV. Excludes derivatives.

Frequently Asked Questions

How many stocks does Baroda BNP Paribas Equity Savings Fund hold?

Baroda BNP Paribas Equity Savings Fund holds 71 stocks as per the latest AMFI portfolio disclosure. The top 5 positions account for 17.46% of NAV.

What is the largest holding in Baroda BNP Paribas Equity Savings Fund?

The largest position in Baroda BNP Paribas Equity Savings Fund is Net Receivables / (Payables), accounting for 29.33% of NAV in the nan sector.

Is Baroda BNP Paribas Equity Savings Fund a concentrated or diversified fund?

With a Gini coefficient of 0.338, Baroda BNP Paribas Equity Savings Fund is well-diversified. The HHI concentration index is 19,247 bps, which is above the 2500 bps threshold for high concentration. The top 5 holdings together make up 17.46% of the portfolio.

What is the market cap allocation of Baroda BNP Paribas Equity Savings Fund?

Based on SEBI's AMFI classification, Baroda BNP Paribas Equity Savings Fund's equity portfolio is split as: Large Cap: 48.66%, Mid Cap: 12.11%, Small Cap: 3.92%. This reflects the fund's positioning within the market cap spectrum.

Which sectors does Baroda BNP Paribas Equity Savings Fund invest in most?

Baroda BNP Paribas Equity Savings Fund has the highest allocation to nan (29.33%), Banks (16.42%), CRISIL AAA (15.63%). The fund is invested across 33 sectors in total.

How actively managed is Baroda BNP Paribas Equity Savings Fund compared to other Equity Savings funds?

Baroda BNP Paribas Equity Savings Fund has an Active Share of 60.53%, classifying it as "Active Stock Picker" among 23 Equity Savings peers. This indicates a moderate level of differentiation from category peers.

What changed in Baroda BNP Paribas Equity Savings Fund's portfolio in the latest month?

Between 2026-03-31 and 2026-04-30, Baroda BNP Paribas Equity Savings Fund added 2 new stocks (including 8.15% PNB Housing Finance Limited (29/07/2027)) and exited 6 stocks (including PB Fintech Limited). Total holding count decreased from 77 to 73 stocks.