WhiteOak Capital Equity Savings Fund
WhiteOak's equity savings positioning remains defensively tilted toward banking and sovereign bonds, capturing steady dividend yields while hedging volatility through 16.5% bond allocation. The manager is pivoting away from commodity and pharma cyclicals toward consumer staples and fintech, signaling preference for resilient earnings streams in a moderating growth environment. Notably, the Vodafone Idea accumulation despite sector stress suggests conviction in telecom consolidation upside, though this concentrated bet warrants monitoring.
Portfolio analysis · April 2026
NAV & Returns
| Plan | NAV | 1M | 1Y | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|
| Primary | ₹11.2020 | -0.08% | +7.08% | — | — |
Portfolio Metrics(latest month)
vs Category Peers
Active Stock PickerActive Share = ½Σ|wfund − wpeer|, computed using leave-one-out peer portfolio within SEBI category.
Similar Funds in Category
What Changed2026-03-31 → 2026-04-30
| Stock | Weight |
|---|---|
| SBI Cards and Payment Services Limited | 0.62% |
| Gillette India Limited | 0.05% |
| Clean Max Enviro Energy Solutions Limited | 0.00% |
| Knowledge Realty Trust | 0.38% |
| Citius Transnet Investment Trust | 0.87% |
| Vedanta Aluminium Metal Limited ** | 0.06% |
| Malco Energy Limited ** | 0.01% |
| Talwandi Sabo Power Limited ** | 0.00% |
| Vedanta Iron And Steel Limited ** | 0.00% |
| 6.68% Government of India (27/01/2033) | 2.04% |
Full Holdings
| # | Holding | % to NAV |
|---|---|---|
| 1 | HDFC Bank Limited INE040A01034 | 7.10% |
| 2 | 6.28% Government of India (14/07/2032) IN0020250059 | 5.80% |
| 3 | ICICI Bank Limited INE090A01021 | 5.09% |
| 4 | Bharti Airtel Limited INE397D01024 | 4.09% |
| 5 | Vodafone Idea Limited INE669E01016 | 3.38% |
| 6 | State Bank of India INE062A01020 | 3.09% |
| 7 | 6.01% Government of India (21/07/2030) IN0020250067 | 2.63% |
| 8 | Axis Bank Limited INE238A01034 | 2.54% |
| 9 | Nexus Select Trust - REIT INE0NDH25011 | 2.44% |
| 10 | Maruti Suzuki India Limited INE585B01010 | 2.35% |
| 11 | 6.68% Government of India (07/07/2040) IN0020250042 | 2.34% |
| 12 | Embassy Office Parks REIT INE041025011 | 2.25% |
| 13 | SBI Life Insurance Company Limited INE123W01016 | 2.17% |
| 14 | TVS Motor Company Limited INE494B01023 | 2.10% |
| 15 | Reliance Industries Limited INE002A01018 | 2.09% |
| 16 | Kotak Mahindra Bank Limited INE237A01036 | 2.09% |
| 17 | 6.33% Government of India (05/05/2035) IN0020250026 | 2.04% |
| 18 | 6.68% Government of India (27/01/2033) IN0020250133 | 2.04% |
| 19 | Brookfield India Real Estate Trust INE0FDU25010 | 1.98% |
| 20 | IndiGrid Infrastructure Trust INE219X23014 | 1.96% |
Sector Allocation
Top 10 sectors by % to NAV. Excludes derivatives.
Frequently Asked Questions
How many stocks does WhiteOak Capital Equity Savings Fund hold?
WhiteOak Capital Equity Savings Fund holds 129 stocks as per the latest AMFI portfolio disclosure. The top 5 positions account for 25.46% of NAV.
What is the largest holding in WhiteOak Capital Equity Savings Fund?
The largest position in WhiteOak Capital Equity Savings Fund is HDFC Bank Limited, accounting for 7.10% of NAV in the Banks sector.
Is WhiteOak Capital Equity Savings Fund a concentrated or diversified fund?
With a Gini coefficient of 0.640, WhiteOak Capital Equity Savings Fund is moderately concentrated. The HHI concentration index is 24,813 bps, which is above the 2500 bps threshold for high concentration. The top 5 holdings together make up 25.46% of the portfolio.
What is the market cap allocation of WhiteOak Capital Equity Savings Fund?
Based on SEBI's AMFI classification, WhiteOak Capital Equity Savings Fund's equity portfolio is split as: Large Cap: 48.19%, Mid Cap: 10.07%, Small Cap: 5.66%. This reflects the fund's positioning within the market cap spectrum.
Which sectors does WhiteOak Capital Equity Savings Fund invest in most?
WhiteOak Capital Equity Savings Fund has the highest allocation to Banks (21.18%), Sovereign (16.45%), Telecom - Services (7.47%). The fund is invested across 44 sectors in total.
How actively managed is WhiteOak Capital Equity Savings Fund compared to other Equity Savings funds?
WhiteOak Capital Equity Savings Fund has an Active Share of 60.02%, classifying it as "Active Stock Picker" among 23 Equity Savings peers. This indicates a moderate level of differentiation from category peers.
What changed in WhiteOak Capital Equity Savings Fund's portfolio in the latest month?
Between 2026-03-31 and 2026-04-30, WhiteOak Capital Equity Savings Fund added 10 new stocks (including SBI Cards and Payment Services Limited) and exited 11 stocks (including Dr. Reddy's Laboratories Limited). Total holding count decreased from 134 to 133 stocks.