Asset Sadhu
Funds/UTI Unit Linked Insurance Plan

UTI Unit Linked Insurance Plan

UTI Mutual Fund·Dynamic Asset Allocation Fund·vs CRISIL Hybrid 50+50

The fund maintains a defensive posture with nearly 60% anchored in debt, dominated by sovereign securities that provide stability and liquidity. The manager is gradually pruning energy sector exposure while rotating into financial instruments and retail-focused equities, suggesting cautious optimism about consumption-led growth without abandoning capital preservation. The modest rebalancing signals conviction in the hybrid mandate rather than aggressive repositioning, appropriate for insurance-linked products targeting balanced wealth accumulation.

Portfolio analysis · April 2026

NAV & Returns

PlanNAV1M1Y3Y CAGR5Y CAGR
Primary₹40.7652-0.45%-2.81%+7.01%+6.79%
Returns above 1Y are CAGR. Direct plan rows highlighted. NAV from AMFI.

Portfolio Metrics(latest month)

Holdings
116
Top 5 Weight
20.22%
Top 10 Weight
31.72%
Max Position
8.15%
Conviction Bets
10
Gini
0.484
Large Cap
22.73%
Mid Cap
9.89%
Small Cap
4.22%
Top Sector
SOV
Sector Count
30
HHI (bps)
19,059

vs Category Peers

Highly Differentiated
Active Share
77.19%
vs peer portfolio
Weight Overlap
18.71%
with avg peer
Cosine Similarity
0.313
portfolio angle
Peer Count
35
funds in category

Active Share = ½Σ|wfund − wpeer|, computed using leave-one-out peer portfolio within SEBI category.

Similar Funds in Category

Edelweiss Balanced Advantage Fund
Edelweiss Mutual Fund
Holdings
135
Top 5
21.18%
Gini
0.485
Mirae Asset Balanced Advantage Fund
Mirae Asset Mutual Fund
Holdings
139
Top 5
18.07%
Gini
0.491
SBI Balanced Advantage Fund
SBI Mutual Fund
Holdings
126
Top 5
17.48%
Gini
0.498
Tata Balanced Advantage Fund
Tata Mutual Fund
Holdings
126
Top 5
17.34%
Gini
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Baroda BNP Paribas Balanced Advantage Fund
Baroda BNP Paribas Mutual Fund
Holdings
111
Top 5
15.70%
Gini
0.462
Bajaj Finserv Balanced Advantage
Bajaj Finserv Mutual Fund
Holdings
74
Top 5
24.97%
Gini
0.512

What Changed2026-03-31 → 2026-04-30

Holdings: 134 → 135+3 added−2 removed13 weight shifts ≥ 0.1%
StockWeight
NCD REC LTD0.51%
CP CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED1.43%
07.65% TAMIL NADU SDL - 25/01/20331.02%

Full Holdings

#Holding% to NAV
1
07.18% GSEC MAT -24/07/2037
IN0020230077
8.15%
2
07.32% GSEC MAT -13/11/2030
IN0020230135
4.16%
3
NET CURRENT ASSETS
3.02%
4
EQ - BAJAJ FINANCE LTD.
INE296A01032
2.66%
5
7.24% GSEC MAT- 18/08/2055
IN0020250075
2.63%
6
EQ - ICICI BANK LTD
INE090A01021
2.62%
7
NCD HDFC BANK LTD.
INE040A08914
2.45%
8
6.68% GSEC MAT- 07/07/2040
IN0020250042
2.39%
9
EQ - ETERNAL LIMITED
INE758T01015
2.36%
10
EQ - HDFC BANK LIMITED
INE040A01034
2.27%
11
NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED
INE053F08247
2.03%
12
EQ - AVENUE SUPERMARTS LTD.
INE192R01011
1.65%
13
EQ - TITAN COMPANY LTD.
INE280A01028
1.60%
14
7.88% ANDHRA PRADESH SGS 25/03/2046
IN1020250610
1.52%
15
NCD POWER FINANCE CORPORATION LTD.
INE134E08MR5
1.52%
16
EQ - KOTAK MAHINDRA BANK LTD.
INE237A01036
1.52%
17
6.28% GSEC MAT- 14/07/2032
IN0020250059
1.48%
18
6.91% MH SDL MAT - 15/09/2033
IN2220210248
1.47%
19
CP CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED
INE121A14YN2
1.43%
20
EQ - BHARTI AIRTEL LTD.
INE397D01024
1.34%

Sector Allocation

SOV37.6%
CRISIL-AAA13.8%
Banks6.8%
Retailing6.7%
Consumer Durables4.3%
IT - Software3.7%
Finance3.0%
Pharmaceuticals & Biotechnology2.8%
Automobiles2.8%
CARE-A1+2.4%

Top 10 sectors by % to NAV. Excludes derivatives.

Frequently Asked Questions

How many stocks does UTI Unit Linked Insurance Plan hold?

UTI Unit Linked Insurance Plan holds 116 stocks as per the latest AMFI portfolio disclosure. The top 5 positions account for 20.22% of NAV.

What is the largest holding in UTI Unit Linked Insurance Plan?

The largest position in UTI Unit Linked Insurance Plan is 07.18% GSEC MAT -24/07/2037, accounting for 8.15% of NAV in the SOV sector.

Is UTI Unit Linked Insurance Plan a concentrated or diversified fund?

With a Gini coefficient of 0.484, UTI Unit Linked Insurance Plan is moderately concentrated. The HHI concentration index is 19,059 bps, which is above the 2500 bps threshold for high concentration. The top 5 holdings together make up 20.22% of the portfolio.

What is the market cap allocation of UTI Unit Linked Insurance Plan?

Based on SEBI's AMFI classification, UTI Unit Linked Insurance Plan's equity portfolio is split as: Large Cap: 22.73%, Mid Cap: 9.89%, Small Cap: 4.22%. This reflects the fund's positioning within the market cap spectrum.

Which sectors does UTI Unit Linked Insurance Plan invest in most?

UTI Unit Linked Insurance Plan has the highest allocation to SOV (37.62%), CRISIL-AAA (13.81%), Banks (6.80%). The fund is invested across 30 sectors in total.

How actively managed is UTI Unit Linked Insurance Plan compared to other Dynamic Asset Allocation Fund funds?

UTI Unit Linked Insurance Plan has an Active Share of 77.19%, classifying it as "Highly Differentiated" among 35 Dynamic Asset Allocation Fund peers. This means the fund takes significantly different stock positions compared to its category peers.

What changed in UTI Unit Linked Insurance Plan's portfolio in the latest month?

Between 2026-03-31 and 2026-04-30, UTI Unit Linked Insurance Plan added 3 new stocks (including NCD REC LTD) and exited 2 stocks (including EQ - CENTRAL MINE PLANNING & DESIGN INSTITUTE LTD). Total holding count increased from 134 to 135 stocks.