UTI Unit Linked Insurance Plan
UTI Mutual Fund·Dynamic Asset Allocation Fund·vs CRISIL Hybrid 50+50
The fund maintains a defensive posture with nearly 60% anchored in debt, dominated by sovereign securities that provide stability and liquidity. The manager is gradually pruning energy sector exposure while rotating into financial instruments and retail-focused equities, suggesting cautious optimism about consumption-led growth without abandoning capital preservation. The modest rebalancing signals conviction in the hybrid mandate rather than aggressive repositioning, appropriate for insurance-linked products targeting balanced wealth accumulation.
Portfolio analysis · April 2026
NAV & Returns
| Plan | NAV | 1M | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|---|---|
| Primary | ₹40.5856 | +0.18% | -2.50% | -4.56% | -2.56% | +6.91% | +6.69% |
Returns above 1Y are CAGR. Direct plan rows highlighted. NAV from AMFI.
Portfolio Metrics(latest month)
Holdings
116
Top 5 Weight
20.22%
Top 10 Weight
31.72%
Active Share
—
Large Cap
22.73%
Gini
0.484
What Changed2026-03-31 → 2026-04-30
Holdings: 134 → 135+3 added−2 removed13 weight shifts ≥ 0.1%
| Stock | Weight |
|---|---|
| NCD REC LTD | 0.51% |
| CP CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED | 1.43% |
| 07.65% TAMIL NADU SDL - 25/01/2033 | 1.02% |
Full Holdings
| # | Holding | % to NAV |
|---|---|---|
| 1 | 07.18% GSEC MAT -24/07/2037 IN0020230077 | 8.15% |
| 2 | 07.32% GSEC MAT -13/11/2030 IN0020230135 | 4.16% |
| 3 | NET CURRENT ASSETS | 3.02% |
| 4 | EQ - BAJAJ FINANCE LTD. INE296A01032 | 2.66% |
| 5 | 7.24% GSEC MAT- 18/08/2055 IN0020250075 | 2.63% |
| 6 | EQ - ICICI BANK LTD INE090A01021 | 2.62% |
| 7 | NCD HDFC BANK LTD. INE040A08914 | 2.45% |
| 8 | 6.68% GSEC MAT- 07/07/2040 IN0020250042 | 2.39% |
| 9 | EQ - ETERNAL LIMITED INE758T01015 | 2.36% |
| 10 | EQ - HDFC BANK LIMITED INE040A01034 | 2.27% |
| 11 | NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED INE053F08247 | 2.03% |
| 12 | EQ - AVENUE SUPERMARTS LTD. INE192R01011 | 1.65% |
| 13 | EQ - TITAN COMPANY LTD. INE280A01028 | 1.60% |
| 14 | 7.88% ANDHRA PRADESH SGS 25/03/2046 IN1020250610 | 1.52% |
| 15 | NCD POWER FINANCE CORPORATION LTD. INE134E08MR5 | 1.52% |
| 16 | EQ - KOTAK MAHINDRA BANK LTD. INE237A01036 | 1.52% |
| 17 | 6.28% GSEC MAT- 14/07/2032 IN0020250059 | 1.48% |
| 18 | 6.91% MH SDL MAT - 15/09/2033 IN2220210248 | 1.47% |
| 19 | CP CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED INE121A14YN2 | 1.43% |
| 20 | EQ - BHARTI AIRTEL LTD. INE397D01024 | 1.34% |
Sector Allocation
SOV37.6%
CRISIL-AAA13.8%
Banks6.8%
Retailing6.7%
Consumer Durables4.3%
IT - Software3.7%
Finance3.0%
Pharmaceuticals & Biotechnology2.8%
Automobiles2.8%
CARE-A1+2.4%
Top 10 sectors by % to NAV. Excludes derivatives.