NJ ELSS Tax Saver Scheme
This ELSS fund maintains a defensive, quality-focused posture with heavy concentration in consumer staples and financial services—stocks expected to deliver steady returns through market cycles. The portfolio's stability month-on-month, combined with its 53% allocation to just ten holdings, reflects the manager's conviction in owning a curated list of established businesses rather than chasing broader diversification. While the tilt toward defensive sectors shields against volatility, the concentrated structure means performance will hinge significantly on a handful of large-cap performers.
Portfolio analysis · April 2026
NAV & Returns
| Plan | NAV | 1M | 1Y | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|
| Primary | ₹13.5200 | +0.15% | -4.05% | — | — |
Portfolio Metrics(latest month)
vs Category Peers
Highly DifferentiatedActive Share = ½Σ|wfund − wpeer|, computed using leave-one-out peer portfolio within SEBI category.
Similar Funds in Category
What Changed2026-03-31 → 2026-04-30
| Stock | Weight | |
|---|---|---|
| No new entries this month | ||
Full Holdings
| # | Holding | % to NAV |
|---|---|---|
| 1 | The Great Eastern Shipping Company Limited INE017A01032 | 8.17% |
| 2 | Marico Limited INE196A01026 | 5.72% |
| 3 | Britannia Industries Limited INE216A01030 | 5.37% |
| 4 | Bayer Cropscience Limited INE462A01022 | 5.10% |
| 5 | Page Industries Limited INE761H01022 | 5.08% |
| 6 | Bosch Limited INE323A01026 | 4.84% |
| 7 | Pidilite Industries Limited INE318A01026 | 4.83% |
| 8 | Hero MotoCorp Limited INE158A01026 | 4.80% |
| 9 | JSW Dulux Limited INE133A01011 | 4.59% |
| 10 | AU Small Finance Bank Limited INE949L01017 | 4.47% |
| 11 | Mphasis Limited INE356A01018 | 4.42% |
| 12 | Can Fin Homes Limited INE477A01020 | 3.65% |
| 13 | Muthoot Finance Limited INE414G01012 | 3.58% |
| 14 | Pfizer Limited INE182A01018 | 3.50% |
| 15 | Rainbow Childrens Medicare Limited INE961O01016 | 3.46% |
| 16 | Alkem Laboratories Limited INE540L01014 | 3.42% |
| 17 | Abbott India Limited INE358A01014 | 3.25% |
| 18 | Metropolis Healthcare Limited INE112L01020 | 3.22% |
| 19 | HDFC Asset Management Company Limited INE127D01025 | 3.16% |
| 20 | CRISIL Limited INE007A01025 | 3.11% |
Sector Allocation
Top 10 sectors by % to NAV. Excludes derivatives.
Frequently Asked Questions
How many stocks does NJ ELSS Tax Saver Scheme hold?
NJ ELSS Tax Saver Scheme holds 27 stocks as per the latest AMFI portfolio disclosure. The top 5 positions account for 29.44% of NAV.
What is the largest holding in NJ ELSS Tax Saver Scheme?
The largest position in NJ ELSS Tax Saver Scheme is The Great Eastern Shipping Company Limited, accounting for 8.17% of NAV in the Transport Services sector.
Is NJ ELSS Tax Saver Scheme a concentrated or diversified fund?
With a Gini coefficient of 0.237, NJ ELSS Tax Saver Scheme is well-diversified. The HHI concentration index is 44,155 bps, which is above the 2500 bps threshold for high concentration. The top 5 holdings together make up 29.44% of the portfolio.
What is the market cap allocation of NJ ELSS Tax Saver Scheme?
Based on SEBI's AMFI classification, NJ ELSS Tax Saver Scheme's equity portfolio is split as: Large Cap: 26.58%, Mid Cap: 31.84%, Small Cap: 40.73%. This reflects the fund's positioning within the market cap spectrum.
Which sectors does NJ ELSS Tax Saver Scheme invest in most?
NJ ELSS Tax Saver Scheme has the highest allocation to Finance (15.33%), Pharmaceuticals & Biotechnology (10.17%), Healthcare Services (9.68%). The fund is invested across 17 sectors in total.
How actively managed is NJ ELSS Tax Saver Scheme compared to other ELSS - Tax Saver Fund funds?
NJ ELSS Tax Saver Scheme has an Active Share of 95.44%, classifying it as "Highly Differentiated" among 37 ELSS - Tax Saver Fund peers. This means the fund takes significantly different stock positions compared to its category peers.