NJ ELSS Tax Saver Scheme
This ELSS fund maintains a defensive, quality-focused posture with heavy concentration in consumer staples and financial services—stocks expected to deliver steady returns through market cycles. The portfolio's stability month-on-month, combined with its 53% allocation to just ten holdings, reflects the manager's conviction in owning a curated list of established businesses rather than chasing broader diversification. While the tilt toward defensive sectors shields against volatility, the concentrated structure means performance will hinge significantly on a handful of large-cap performers.
Portfolio analysis · April 2026
NAV & Returns
| Plan | NAV | 1M | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|---|---|
| Primary | ₹13.4100 | +0.90% | -2.19% | -5.36% | -4.01% | — | — |
Portfolio Metrics(latest month)
What Changed2026-03-31 → 2026-04-30
| Stock | Weight | |
|---|---|---|
| No new entries this month | ||
Full Holdings
| # | Holding | % to NAV |
|---|---|---|
| 1 | The Great Eastern Shipping Company Limited INE017A01032 | 8.17% |
| 2 | Marico Limited INE196A01026 | 5.72% |
| 3 | Britannia Industries Limited INE216A01030 | 5.37% |
| 4 | Bayer Cropscience Limited INE462A01022 | 5.10% |
| 5 | Page Industries Limited INE761H01022 | 5.08% |
| 6 | Bosch Limited INE323A01026 | 4.84% |
| 7 | Pidilite Industries Limited INE318A01026 | 4.83% |
| 8 | Hero MotoCorp Limited INE158A01026 | 4.80% |
| 9 | JSW Dulux Limited INE133A01011 | 4.59% |
| 10 | AU Small Finance Bank Limited INE949L01017 | 4.47% |
| 11 | Mphasis Limited INE356A01018 | 4.42% |
| 12 | Can Fin Homes Limited INE477A01020 | 3.65% |
| 13 | Muthoot Finance Limited INE414G01012 | 3.58% |
| 14 | Pfizer Limited INE182A01018 | 3.50% |
| 15 | Rainbow Childrens Medicare Limited INE961O01016 | 3.46% |
| 16 | Alkem Laboratories Limited INE540L01014 | 3.42% |
| 17 | Abbott India Limited INE358A01014 | 3.25% |
| 18 | Metropolis Healthcare Limited INE112L01020 | 3.22% |
| 19 | HDFC Asset Management Company Limited INE127D01025 | 3.16% |
| 20 | CRISIL Limited INE007A01025 | 3.11% |
Sector Allocation
Top 10 sectors by % to NAV. Excludes derivatives.