UTI Master Equity Plan Unit Scheme
UTI Master Equity is positioned as a core large-cap play with a pronounced banking tilt, where financial services represent over a quarter of the portfolio. The manager is demonstrating selective conviction in broadening exposure beyond pure-play banking, adding infrastructure and insurance names while pruning commodity cyclicals like Vedanta, signaling a shift toward stability-focused sectors suited to tax-conscious investors.
Portfolio analysis · April 2026
NAV & Returns
| Plan | NAV | 1M | 1Y | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|
| Primary | ₹215.1643 | -2.15% | -5.43% | +9.87% | +10.35% |
Portfolio Metrics(latest month)
vs Category Peers
Active Stock PickerActive Share = ½Σ|wfund − wpeer|, computed using leave-one-out peer portfolio within SEBI category.
Similar Funds in Category
What Changed2026-03-31 → 2026-04-30
| Stock | Weight |
|---|---|
| EQ - ADANI PORTS AND SPECIAL ECONO | 1.16% |
| EQ - DLF LTD. | 0.80% |
| EQ - SBI LIFE INSURANCE COMPANY LTD | 0.67% |
| EQ - DR REDDYS LABORATORIES LTD. | 0.53% |
| EQ - VEDANTA ALUMINIUM METAL LTD. | 0.10% |
| EQ - TALWANDI SABO POWER LTD. | 0.10% |
| EQ - MALCO ENERGY LTD. | 0.10% |
| EQ - VEDANTA IRON AND STEEL LTD. | 0.10% |
Full Holdings
| # | Holding | % to NAV |
|---|---|---|
| 1 | EQ - HDFC BANK LIMITED INE040A01034 | 9.08% |
| 2 | EQ - ICICI BANK LTD INE090A01021 | 7.94% |
| 3 | EQ - RELIANCE INDUSTRIES LTD. INE002A01018 | 5.66% |
| 4 | EQ - INFOSYS LTD. INE009A01021 | 4.75% |
| 5 | EQ - LARSEN & TOUBRO LTD. INE018A01030 | 4.28% |
| 6 | EQ - BHARTI AIRTEL LTD. INE397D01024 | 4.22% |
| 7 | EQ - KOTAK MAHINDRA BANK LTD. INE237A01036 | 4.18% |
| 8 | EQ - BAJAJ FINANCE LTD. INE296A01032 | 3.96% |
| 9 | NET CURRENT ASSETS | 3.64% |
| 10 | EQ - AXIS BANK LTD. INE238A01034 | 2.54% |
| 11 | EQ - ETERNAL LIMITED INE758T01015 | 2.31% |
| 12 | EQ - AVENUE SUPERMARTS LTD. INE192R01011 | 1.92% |
| 13 | EQ - ULTRATECH CEMENT LTD. INE481G01011 | 1.85% |
| 14 | EQ - MARUTI SUZUKI INDIA LTD. INE585B01010 | 1.63% |
| 15 | EQ - STATE BANK OF INDIA INE062A01020 | 1.45% |
| 16 | EQ - TATA CONSULTANCY SERVICES LTD. INE467B01029 | 1.42% |
| 17 | EQ - HINDUSTAN AERONAUTICS LTD INE066F01020 | 1.41% |
| 18 | EQ - MAHINDRA & MAHINDRA LTD. INE101A01026 | 1.41% |
| 19 | EQ - TATA CONSUMER PRODUCTS LTD INE192A01025 | 1.39% |
| 20 | EQ - TITAN COMPANY LTD. INE280A01028 | 1.37% |
Sector Allocation
Top 10 sectors by % to NAV. Excludes derivatives.
Frequently Asked Questions
How many stocks does UTI Master Equity Plan Unit Scheme hold?
UTI Master Equity Plan Unit Scheme holds 68 stocks as per the latest AMFI portfolio disclosure. The top 5 positions account for 31.71% of NAV.
What is the largest holding in UTI Master Equity Plan Unit Scheme?
The largest position in UTI Master Equity Plan Unit Scheme is EQ - HDFC BANK LIMITED, accounting for 9.08% of NAV in the Banks sector.
Is UTI Master Equity Plan Unit Scheme a concentrated or diversified fund?
With a Gini coefficient of 0.511, UTI Master Equity Plan Unit Scheme is moderately concentrated. The HHI concentration index is 33,205 bps, which is above the 2500 bps threshold for high concentration. The top 5 holdings together make up 31.71% of the portfolio.
What is the market cap allocation of UTI Master Equity Plan Unit Scheme?
Based on SEBI's AMFI classification, UTI Master Equity Plan Unit Scheme's equity portfolio is split as: Large Cap: 81.06%, Mid Cap: 7.56%, Small Cap: 2.30%. This reflects the fund's positioning within the market cap spectrum.
Which sectors does UTI Master Equity Plan Unit Scheme invest in most?
UTI Master Equity Plan Unit Scheme has the highest allocation to Banks (26.05%), IT - Software (9.41%), Petroleum Products (6.15%). The fund is invested across 34 sectors in total.
How actively managed is UTI Master Equity Plan Unit Scheme compared to other ELSS - Tax Saver Fund funds?
UTI Master Equity Plan Unit Scheme has an Active Share of 51.11%, classifying it as "Active Stock Picker" among 37 ELSS - Tax Saver Fund peers. This indicates a moderate level of differentiation from category peers.
What changed in UTI Master Equity Plan Unit Scheme's portfolio in the latest month?
Between 2026-03-31 and 2026-04-30, UTI Master Equity Plan Unit Scheme added 8 new stocks (including EQ - ADANI PORTS AND SPECIAL ECONO) and exited 3 stocks (including EQ - VEDANTA LTD). Total holding count increased from 65 to 70 stocks.