UTI Equity Savings Fund
The fund maintains a conservative hybrid tilt with two-thirds in equity, anchored by government securities and blue-chip financials that provide stability. The manager's recent pivot toward cyclical plays—adding four small positions in metals and power—signals cautious optimism on economic recovery, while the significant cash buildup suggests tactical flexibility rather than conviction in immediate deployment. This positions the portfolio for modest equity upside with downside insulation, typical of defensive savers seeking inflation-beating returns without equity volatility.
Portfolio analysis · April 2026
NAV & Returns
| Plan | NAV | 1M | 1Y | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|
| Direct Growth | ₹19.9625 | — | — | — | — |
| Regular Growth | ₹18.6123 | -1.12% | +2.25% | +9.04% | +9.02% |
| Direct IDCW | ₹19.9625 | — | — | — | — |
| Regular IDCW | ₹18.6123 | — | — | — | — |
Portfolio Metrics(latest month)
vs Category Peers
Active Stock PickerActive Share = ½Σ|wfund − wpeer|, computed using leave-one-out peer portfolio within SEBI category.
Similar Funds in Category
What Changed2026-03-31 → 2026-04-30
| Stock | Weight |
|---|---|
| EQ - VEDANTA IRON AND STEEL LTD. | 0.17% |
| EQ - MALCO ENERGY LTD. | 0.17% |
| EQ - TALWANDI SABO POWER LTD. | 0.17% |
| EQ - VEDANTA ALUMINIUM METAL LTD. | 0.17% |
Full Holdings
| # | Holding | % to NAV |
|---|---|---|
| 1 | 07.32% GSEC MAT -13/11/2030 IN0020230135 | 8.11% |
| 2 | 7.04% GSEC MAT- 03/06/2029 IN0020240050 | 5.78% |
| 3 | NET CURRENT ASSETS | 5.29% |
| 4 | EQ - AXIS BANK LTD. INE238A01034 | 5.19% |
| 5 | 6.01% GSEC MAT - 21/07/2030 IN0020250067 | 4.77% |
| 6 | EQ - HDFC BANK LIMITED INE040A01034 | 4.01% |
| 7 | EQ - MAHINDRA & MAHINDRA LTD. INE101A01026 | 3.43% |
| 8 | EQ - STATE BANK OF INDIA INE062A01020 | 3.38% |
| 9 | EQ - BHARTI AIRTEL LTD. INE397D01024 | 3.36% |
| 10 | EQ - GRASIM INDUSTRIES LTD. INE047A01021 | 3.24% |
| 11 | EQ - KOTAK MAHINDRA BANK LTD. INE237A01036 | 2.89% |
| 12 | EQ - MARUTI SUZUKI INDIA LTD. INE585B01010 | 2.56% |
| 13 | 7.06% GS MAT - 10/04/2028 IN0020230010 | 2.47% |
| 14 | EQ - LARSEN & TOUBRO LTD. INE018A01030 | 2.46% |
| 15 | EQ - ICICI BANK LTD INE090A01021 | 2.19% |
| 16 | EQ - BAJAJ FINANCE LTD. INE296A01032 | 2.12% |
| 17 | EQ - RELIANCE INDUSTRIES LTD. INE002A01018 | 1.91% |
| 18 | EQ - POWER GRID CORPORATION OF INDI INE752E01010 | 1.84% |
| 19 | INVIT - IRB INVIT FUND INE183W23014 | 1.70% |
| 20 | EQ - TATA CONSULTANCY SERVICES LTD. INE467B01029 | 1.54% |
Sector Allocation
Top 10 sectors by % to NAV. Excludes derivatives.
Frequently Asked Questions
How many stocks does UTI Equity Savings Fund hold?
UTI Equity Savings Fund holds 62 stocks as per the latest AMFI portfolio disclosure. The top 5 positions account for 27.86% of NAV.
What is the largest holding in UTI Equity Savings Fund?
The largest position in UTI Equity Savings Fund is 07.32% GSEC MAT -13/11/2030, accounting for 8.11% of NAV in the SOV sector.
Is UTI Equity Savings Fund a concentrated or diversified fund?
With a Gini coefficient of 0.474, UTI Equity Savings Fund is moderately concentrated. The HHI concentration index is 28,769 bps, which is above the 2500 bps threshold for high concentration. The top 5 holdings together make up 27.86% of the portfolio.
What is the market cap allocation of UTI Equity Savings Fund?
Based on SEBI's AMFI classification, UTI Equity Savings Fund's equity portfolio is split as: Large Cap: 58.41%, Mid Cap: 5.07%, Small Cap: 0.00%. This reflects the fund's positioning within the market cap spectrum.
Which sectors does UTI Equity Savings Fund invest in most?
UTI Equity Savings Fund has the highest allocation to SOV (21.13%), Banks (18.65%), Automobiles (7.31%). The fund is invested across 27 sectors in total.
How actively managed is UTI Equity Savings Fund compared to other Equity Savings funds?
UTI Equity Savings Fund has an Active Share of 59.02%, classifying it as "Active Stock Picker" among 23 Equity Savings peers. This indicates a moderate level of differentiation from category peers.
What changed in UTI Equity Savings Fund's portfolio in the latest month?
Between 2026-03-31 and 2026-04-30, UTI Equity Savings Fund added 4 new stocks (including EQ - VEDANTA IRON AND STEEL LTD.) and exited 1 stock (including MF UNITS UTI LIQUID FUND). Total holding count increased from 61 to 64 stocks.