UTI Equity Savings Fund
The fund maintains a conservative hybrid tilt with two-thirds in equity, anchored by government securities and blue-chip financials that provide stability. The manager's recent pivot toward cyclical plays—adding four small positions in metals and power—signals cautious optimism on economic recovery, while the significant cash buildup suggests tactical flexibility rather than conviction in immediate deployment. This positions the portfolio for modest equity upside with downside insulation, typical of defensive savers seeking inflation-beating returns without equity volatility.
Portfolio analysis · April 2026
NAV & Returns
| Plan | NAV | 1M | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|---|---|
| Direct Growth | ₹19.8974 | — | — | — | — | — | — |
| Regular Growth | ₹18.5521 | -0.74% | -2.21% | -1.11% | +2.43% | +9.06% | +8.95% |
| Direct IDCW | ₹19.8974 | — | — | — | — | — | — |
| Regular IDCW | ₹18.5521 | — | — | — | — | — | — |
Portfolio Metrics(latest month)
What Changed2026-03-31 → 2026-04-30
| Stock | Weight |
|---|---|
| EQ - VEDANTA IRON AND STEEL LTD. | 0.17% |
| EQ - MALCO ENERGY LTD. | 0.17% |
| EQ - TALWANDI SABO POWER LTD. | 0.17% |
| EQ - VEDANTA ALUMINIUM METAL LTD. | 0.17% |
Full Holdings
| # | Holding | % to NAV |
|---|---|---|
| 1 | 07.32% GSEC MAT -13/11/2030 IN0020230135 | 8.11% |
| 2 | 7.04% GSEC MAT- 03/06/2029 IN0020240050 | 5.78% |
| 3 | NET CURRENT ASSETS | 5.29% |
| 4 | EQ - AXIS BANK LTD. INE238A01034 | 5.19% |
| 5 | 6.01% GSEC MAT - 21/07/2030 IN0020250067 | 4.77% |
| 6 | EQ - HDFC BANK LIMITED INE040A01034 | 4.01% |
| 7 | EQ - MAHINDRA & MAHINDRA LTD. INE101A01026 | 3.43% |
| 8 | EQ - STATE BANK OF INDIA INE062A01020 | 3.38% |
| 9 | EQ - BHARTI AIRTEL LTD. INE397D01024 | 3.36% |
| 10 | EQ - GRASIM INDUSTRIES LTD. INE047A01021 | 3.24% |
| 11 | EQ - KOTAK MAHINDRA BANK LTD. INE237A01036 | 2.89% |
| 12 | EQ - MARUTI SUZUKI INDIA LTD. INE585B01010 | 2.56% |
| 13 | 7.06% GS MAT - 10/04/2028 IN0020230010 | 2.47% |
| 14 | EQ - LARSEN & TOUBRO LTD. INE018A01030 | 2.46% |
| 15 | EQ - ICICI BANK LTD INE090A01021 | 2.19% |
| 16 | EQ - BAJAJ FINANCE LTD. INE296A01032 | 2.12% |
| 17 | EQ - RELIANCE INDUSTRIES LTD. INE002A01018 | 1.91% |
| 18 | EQ - POWER GRID CORPORATION OF INDI INE752E01010 | 1.84% |
| 19 | INVIT - IRB INVIT FUND INE183W23014 | 1.70% |
| 20 | EQ - TATA CONSULTANCY SERVICES LTD. INE467B01029 | 1.54% |
Sector Allocation
Top 10 sectors by % to NAV. Excludes derivatives.