Funds/Sectoral / Thematic/Bank of India Consumption Fund

Bank of India Consumption Fund

Bank of India Mutual Fund·Sectoral / Thematic·vs Nifty 500 TRI

The fund maintains a pronounced consumption tilt with heavy weightings in telecom, FMCG, and retail—betting on sustained domestic demand across discretionary and staple categories. Its concentrated portfolio (top-5 at 34%) reflects conviction in marquee names like Airtel and ITC, though this amplifies single-stock risk. Recent moves trimming Hero MotoCorp while strengthening ITC and adding Dixon Technologies suggest the manager is rotating toward stable consumer staples and electronics over cyclical autos, signaling cautious optimism on discretionary consumption rather than aggressive growth.

Portfolio analysis · April 2026

NAV & Returns

Plan	NAV	1M	3M	6M	1Y	3Y CAGR	5Y CAGR
Regular Growth	₹10.2700	+0.88%	-4.11%	-8.14%	+0.00%	—	—

Returns above 1Y are CAGR. Direct plan rows highlighted. NAV from AMFI.

Portfolio Metrics(latest month)

Holdings

Top 5 Weight

33.98%

Top 10 Weight

50.58%

Active Share

—

Large Cap

46.57%

Gini

0.381

What Changed2026-03-31 → 2026-04-30

Holdings: 38 → 39+2 added−1 removed21 weight shifts ≥ 0.1%

Stock	Sector	Weight
Dixon Technologies (India) Limited	Consumer Durables	2.46%
TREPS		2.16%

Full Holdings

#	Holding	Sector	Class	% to NAV
1	Bharti Airtel Limited INE397D01024	Telecom - Services	EQUITY	9.61%
2	ITC Limited INE154A01025	Diversified FMCG	EQUITY	8.91%
3	Britannia Industries Limited INE216A01030	Food Products	EQUITY	6.87%
4	Mahindra & Mahindra Limited INE101A01026	Automobiles	EQUITY	4.51%
5	United Spirits Limited INE854D01024	Beverages	EQUITY	4.08%
6	FSN E-Commerce Ventures Limited INE388Y01029	Retailing	EQUITY	3.91%
7	Tips Music Limited INE716B01029	Entertainment	EQUITY	3.53%
8	Oberoi Realty Limited INE093I01010	Realty	EQUITY	3.28%
9	Maruti Suzuki India Limited INE585B01010	Automobiles	EQUITY	3.00%
10	Aditya Vision Ltd INE679V01027	Retailing	EQUITY	2.88%
11	Stylam Industries Limited INE239C01020	Consumer Durables	EQUITY	2.83%
12	Apollo Hospitals Enterprise Limited INE437A01024	Healthcare Services	EQUITY	2.68%
13	Eris Lifesciences Limited INE406M01024	Pharmaceuticals & Biotechnology	EQUITY	2.66%
14	Emami Limited INE548C01032	Personal Products	EQUITY	2.55%
15	PB Fintech Limited INE417T01026	Financial Technology (Fintech)	EQUITY	2.51%
16	Dixon Technologies (India) Limited INE935N01020	Consumer Durables	EQUITY	2.46%
17	S.J.S. Enterprises Limited INE284S01014	Auto Components	EQUITY	2.46%
18	Bharti Hexacom Limited INE343G01021	Telecom - Services	EQUITY	2.30%
19	Hero MotoCorp Limited INE158A01026	Automobiles	EQUITY	2.25%
20	Sky Gold And Diamonds Limited INE01IU01018	Consumer Durables	GOLD	2.18%

Sector Allocation

Telecom - Services11.9%

Diversified FMCG10.9%

Retailing10.9%

Automobiles9.8%

Consumer Durables9.3%

Food Products6.9%

Realty5.1%

Beverages4.1%

Auto Components3.7%

Entertainment3.5%

Top 10 sectors by % to NAV. Excludes derivatives.