Bank of India Consumption Fund
The fund maintains a pronounced consumption tilt with heavy weightings in telecom, FMCG, and retail—betting on sustained domestic demand across discretionary and staple categories. Its concentrated portfolio (top-5 at 34%) reflects conviction in marquee names like Airtel and ITC, though this amplifies single-stock risk. Recent moves trimming Hero MotoCorp while strengthening ITC and adding Dixon Technologies suggest the manager is rotating toward stable consumer staples and electronics over cyclical autos, signaling cautious optimism on discretionary consumption rather than aggressive growth.
Portfolio analysis · April 2026
NAV & Returns
| Plan | NAV | 1M | 1Y | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|
| Regular Growth | ₹10.4200 | +0.87% | +0.77% | — | — |
Portfolio Metrics(latest month)
vs Category Peers
Highly DifferentiatedActive Share = ½Σ|wfund − wpeer|, computed using leave-one-out peer portfolio within SEBI category.
Similar Funds in Category
What Changed2026-03-31 → 2026-04-30
| Stock | Weight |
|---|---|
| Dixon Technologies (India) Limited | 2.46% |
| TREPS | 2.16% |
Full Holdings
| # | Holding | % to NAV |
|---|---|---|
| 1 | Bharti Airtel Limited INE397D01024 | 9.61% |
| 2 | ITC Limited INE154A01025 | 8.91% |
| 3 | Britannia Industries Limited INE216A01030 | 6.87% |
| 4 | Mahindra & Mahindra Limited INE101A01026 | 4.51% |
| 5 | United Spirits Limited INE854D01024 | 4.08% |
| 6 | FSN E-Commerce Ventures Limited INE388Y01029 | 3.91% |
| 7 | Tips Music Limited INE716B01029 | 3.53% |
| 8 | Oberoi Realty Limited INE093I01010 | 3.28% |
| 9 | Maruti Suzuki India Limited INE585B01010 | 3.00% |
| 10 | Aditya Vision Ltd INE679V01027 | 2.88% |
| 11 | Stylam Industries Limited INE239C01020 | 2.83% |
| 12 | Apollo Hospitals Enterprise Limited INE437A01024 | 2.68% |
| 13 | Eris Lifesciences Limited INE406M01024 | 2.66% |
| 14 | Emami Limited INE548C01032 | 2.55% |
| 15 | PB Fintech Limited INE417T01026 | 2.51% |
| 16 | Dixon Technologies (India) Limited INE935N01020 | 2.46% |
| 17 | S.J.S. Enterprises Limited INE284S01014 | 2.46% |
| 18 | Bharti Hexacom Limited INE343G01021 | 2.30% |
| 19 | Hero MotoCorp Limited INE158A01026 | 2.25% |
| 20 | Sky Gold And Diamonds Limited INE01IU01018 | 2.18% |
Sector Allocation
Top 10 sectors by % to NAV. Excludes derivatives.
Frequently Asked Questions
How many stocks does Bank of India Consumption Fund hold?
Bank of India Consumption Fund holds 37 stocks as per the latest AMFI portfolio disclosure. The top 5 positions account for 33.98% of NAV.
What is the largest holding in Bank of India Consumption Fund?
The largest position in Bank of India Consumption Fund is Bharti Airtel Limited, accounting for 9.61% of NAV in the Telecom - Services sector.
Is Bank of India Consumption Fund a concentrated or diversified fund?
With a Gini coefficient of 0.381, Bank of India Consumption Fund is well-diversified. The HHI concentration index is 40,979 bps, which is above the 2500 bps threshold for high concentration. The top 5 holdings together make up 33.98% of the portfolio.
What is the market cap allocation of Bank of India Consumption Fund?
Based on SEBI's AMFI classification, Bank of India Consumption Fund's equity portfolio is split as: Large Cap: 46.57%, Mid Cap: 25.15%, Small Cap: 25.01%. This reflects the fund's positioning within the market cap spectrum.
Which sectors does Bank of India Consumption Fund invest in most?
Bank of India Consumption Fund has the highest allocation to Telecom - Services (11.91%), Diversified FMCG (10.95%), Retailing (10.94%). The fund is invested across 21 sectors in total.
How actively managed is Bank of India Consumption Fund compared to other Sectoral / Thematic funds?
Bank of India Consumption Fund has an Active Share of 83.05%, classifying it as "Highly Differentiated" among 237 Sectoral / Thematic peers. This means the fund takes significantly different stock positions compared to its category peers.
What changed in Bank of India Consumption Fund's portfolio in the latest month?
Between 2026-03-31 and 2026-04-30, Bank of India Consumption Fund added 2 new stocks (including Dixon Technologies (India) Limited) and exited 1 stock (including Samvardhana Motherson International Limited). Total holding count increased from 38 to 39 stocks.