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Funds/UTI India Consumer Fund

UTI India Consumer Fund

UTI Mutual Fund·Sectoral / Thematic·vs Nifty 500 TRI

The fund remains heavily tilted toward discretionary consumption through automobiles and retail, betting on domestic demand resilience and rising middle-class spending. With 56% concentrated in the top 10 holdings and autos dominating at nearly 25%, the portfolio reflects conviction in cyclical recovery rather than defensive positioning. March's exit from Asian Paints and entry into Brigade Enterprises suggests a tactical shift toward real estate-linked consumption plays, signaling the manager sees better value in growth-exposed sectors despite modest monthly returns.

Portfolio analysis · April 2026

NAV & Returns

PlanNAV1M1Y3Y CAGR5Y CAGR
Direct Growth₹59.6447+0.19%———
Regular Growth₹54.7264+0.13%-3.26%+11.35%+11.51%
Direct IDCW₹52.3613+0.19%———
Regular IDCW₹47.8384+0.13%———
Returns above 1Y are CAGR. Direct plan rows highlighted. NAV from AMFI.

Portfolio Metrics(latest month)

Holdings
43
Top 5 Weight
37.72%
Top 10 Weight
55.76%
Max Position
9.13%
Conviction Bets
16
Gini
0.471
Large Cap
73.82%
Mid Cap
16.82%
Small Cap
7.24%
Top Sector
Automobiles
Sector Count
18
HHI (bps)
42,877

vs Category Peers

Highly Differentiated
Active Share
80.27%
vs peer portfolio
Weight Overlap
17.09%
with avg peer
Cosine Similarity
0.500
portfolio angle
Peer Count
237
funds in category

Active Share = ½Σ|wfund − wpeer|, computed using leave-one-out peer portfolio within SEBI category.

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Gini
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What Changed2026-03-31 → 2026-04-30

Holdings: 45 → 44+1 added−2 removed23 weight shifts ≥ 0.1%
StockWeight
EQ - BRIGADE ENTERPRISES LTD.1.00%

Full Holdings

#Holding% to NAV
1
EQ - MAHINDRA & MAHINDRA LTD.
INE101A01026
9.13%
2
EQ - ETERNAL LIMITED
INE758T01015
8.41%
3
EQ - BHARTI AIRTEL LTD.
INE397D01024
7.22%
4
EQ - TITAN COMPANY LTD.
INE280A01028
6.90%
5
EQ - MARUTI SUZUKI INDIA LTD.
INE585B01010
6.06%
6
EQ - EICHER MOTORS LTD
INE066A01021
4.39%
7
EQ - TRENT LIMITED
INE849A01020
4.19%
8
EQ - ITC LTD.
INE154A01025
3.43%
9
EQ - AVENUE SUPERMARTS LTD.
INE192R01011
3.06%
10
EQ - TVS MOTOR COMPANY LTD
INE494B01023
2.97%
11
EQ - POLYCAB INDIA LTD
INE455K01017
2.64%
12
EQ - TATA CONSUMER PRODUCTS LTD
INE192A01025
2.63%
13
EQ - HINDUSTAN UNILEVER LTD
INE030A01027
2.57%
14
EQ - NESTLE INDIA LTD.
INE239A01024
2.31%
15
EQ - HERO MOTOCORP LTD.
INE158A01026
2.30%
16
EQ - PHOENIX MILLS LTD
INE211B01039
2.15%
17
NET CURRENT ASSETS
2.08%
18
EQ - JUBILANT FOODWORKS LTD.
INE797F01020
1.81%
19
EQ - HDFC BANK LIMITED
INE040A01034
1.65%
20
EQ - VARUN BEVERAGES LTD
INE200M01039
1.64%

Sector Allocation

Automobiles24.9%
Retailing19.8%
Consumer Durables14.3%
Telecom - Services7.2%
Diversified FMCG6.0%
Industrial Products3.5%
Food Products3.4%
Realty3.1%
Beverages2.9%
Agricultural Food & other Products2.6%

Top 10 sectors by % to NAV. Excludes derivatives.

Frequently Asked Questions

How many stocks does UTI India Consumer Fund hold?

UTI India Consumer Fund holds 43 stocks as per the latest AMFI portfolio disclosure. The top 5 positions account for 37.72% of NAV.

What is the largest holding in UTI India Consumer Fund?

The largest position in UTI India Consumer Fund is EQ - MAHINDRA & MAHINDRA LTD., accounting for 9.13% of NAV in the Automobiles sector.

Is UTI India Consumer Fund a concentrated or diversified fund?

With a Gini coefficient of 0.471, UTI India Consumer Fund is moderately concentrated. The HHI concentration index is 42,877 bps, which is above the 2500 bps threshold for high concentration. The top 5 holdings together make up 37.72% of the portfolio.

What is the market cap allocation of UTI India Consumer Fund?

Based on SEBI's AMFI classification, UTI India Consumer Fund's equity portfolio is split as: Large Cap: 73.82%, Mid Cap: 16.82%, Small Cap: 7.24%. This reflects the fund's positioning within the market cap spectrum.

Which sectors does UTI India Consumer Fund invest in most?

UTI India Consumer Fund has the highest allocation to Automobiles (24.87%), Retailing (19.75%), Consumer Durables (14.33%). The fund is invested across 18 sectors in total.

How actively managed is UTI India Consumer Fund compared to other Sectoral / Thematic funds?

UTI India Consumer Fund has an Active Share of 80.27%, classifying it as "Highly Differentiated" among 237 Sectoral / Thematic peers. This means the fund takes significantly different stock positions compared to its category peers.

What changed in UTI India Consumer Fund's portfolio in the latest month?

Between 2026-03-31 and 2026-04-30, UTI India Consumer Fund added 1 new stock (including EQ - BRIGADE ENTERPRISES LTD.) and exited 2 stocks (including EQ - ASIAN PAINTS (INDIA) LTD.). Total holding count decreased from 45 to 44 stocks.