The Wealth Company Balanced Advantage Fund
The manager has shifted toward a defensive equity posture while maintaining high allocation at 71.6%, signaling cautious optimism tempered by rate sensitivity concerns. The portfolio now favors state-backed financials and PSU bonds—evidenced by heavy IRFC, NABARD, and REC additions alongside exits from Kotak and Axis—suggesting conviction in government-backed stability over private banking dynamism. This repositioning indicates the manager expects continued RBI support and lower volatility ahead, though the concentrated top-10 weight of 32.1% leaves limited room for tactical flexibility.
Portfolio analysis · April 2026
NAV & Returns
| Plan | NAV | 1M | 1Y | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|
| Direct Growth | ₹9.9271 | — | — | — | — |
| Regular Growth | ₹9.8794 | -1.12% | — | — | — |
| Direct IDCW | ₹9.9267 | — | — | — | — |
| Regular IDCW | ₹9.8782 | — | — | — | — |
Portfolio Metrics(latest month)
vs Category Peers
Active Stock PickerActive Share = ½Σ|wfund − wpeer|, computed using leave-one-out peer portfolio within SEBI category.
Similar Funds in Category
What Changed2026-03-31 → 2026-04-30
| Stock | Weight |
|---|---|
| Trent Limited | 1.75% |
| 7.49% Indian Railway Finance Corporation Ltd 28-MAY-2027** | 4.45% |
| 7.77% REC Limited 31-MAR-2028** | 2.23% |
Full Holdings
| # | Holding | % to NAV |
|---|---|---|
| 1 | CCIL INTRPS040526 | 11.53%(der) |
| 2 | 7.49% Indian Railway Finance Corporation Ltd 28-MAY-2027** INE053F07AA7 | 4.45% |
| 3 | 7.62% NABARD 31-JAN-2028** INE261F08DV4 | 4.44% |
| 4 | HDFC Bank Limited INE040A01034 | 4.43% |
| 5 | Canara Bank 03-JUN-2026**# INE476A16F60 | 4.42% |
| 6 | ICICI Bank Limited INE090A01021 | 3.09% |
| 7 | Reliance Industries Limited INE002A01018 | 2.69% |
| 8 | 7.77% REC Limited 31-MAR-2028** INE020B08EH0 | 2.23% |
| 9 | Bajaj Finance Limited INE296A01032 | 2.19% |
| 10 | ICICI Prudential AMC Ltd INE346A01027 | 2.12% |
| 11 | Larsen & Toubro Limited INE018A01030 | 2.01% |
| 12 | Infosys Limited INE009A01021 | 1.94% |
| 13 | State Bank of India INE062A01020 | 1.91% |
| 14 | Eternal Limited INE758T01015 | 1.88% |
| 15 | Divi's Laboratories Limited INE361B01024 | 1.88% |
| 16 | ITC Limited INE154A01025 | 1.85% |
| 17 | Indus Towers Limited INE121J01017 | 1.82% |
| 18 | PERSISTENT SYSTEMS LTD INE262H01021 | 1.78% |
| 19 | Sun Pharmaceutical Industries Limited INE044A01036 | 1.78% |
| 20 | Coal India Limited INE522F01014 | 1.78% |
Sector Allocation
Top 10 sectors by % to NAV. Excludes derivatives.
Frequently Asked Questions
How many stocks does The Wealth Company Balanced Advantage Fund hold?
The Wealth Company Balanced Advantage Fund holds 45 stocks as per the latest AMFI portfolio disclosure. The top 5 positions account for 20.83% of NAV.
What is the largest holding in The Wealth Company Balanced Advantage Fund?
The largest position in The Wealth Company Balanced Advantage Fund is 7.49% Indian Railway Finance Corporation Ltd 28-MAY-2027**, accounting for 4.45% of NAV in the CRISIL AAA sector.
Is The Wealth Company Balanced Advantage Fund a concentrated or diversified fund?
With a Gini coefficient of 0.196, The Wealth Company Balanced Advantage Fund is well-diversified. The HHI concentration index is 20,173 bps, which is above the 2500 bps threshold for high concentration. The top 5 holdings together make up 20.83% of the portfolio.
What is the market cap allocation of The Wealth Company Balanced Advantage Fund?
Based on SEBI's AMFI classification, The Wealth Company Balanced Advantage Fund's equity portfolio is split as: Large Cap: 49.77%, Mid Cap: 10.34%, Small Cap: 11.47%. This reflects the fund's positioning within the market cap spectrum.
Which sectors does The Wealth Company Balanced Advantage Fund invest in most?
The Wealth Company Balanced Advantage Fund has the highest allocation to CRISIL AAA (11.13%), Banks (10.92%), Finance (5.26%). The fund is invested across 27 sectors in total.
How actively managed is The Wealth Company Balanced Advantage Fund compared to other Dynamic Asset Allocation Fund funds?
The Wealth Company Balanced Advantage Fund has an Active Share of 60.56%, classifying it as "Active Stock Picker" among 35 Dynamic Asset Allocation Fund peers. This indicates a moderate level of differentiation from category peers.
What changed in The Wealth Company Balanced Advantage Fund's portfolio in the latest month?
Between 2026-03-31 and 2026-04-30, The Wealth Company Balanced Advantage Fund added 3 new stocks (including Trent Limited) and exited 6 stocks (including SBI Life Insurance Company Limited). Total holding count decreased from 49 to 46 stocks.