Funds/Dynamic Asset Allocation Fund/The Wealth Company Balanced Advantage Fund

The Wealth Company Balanced Advantage Fund

The Wealth Company Mutual Fund·Dynamic Asset Allocation Fund·vs CRISIL Hybrid 50+50

The manager has shifted toward a defensive equity posture while maintaining high allocation at 71.6%, signaling cautious optimism tempered by rate sensitivity concerns. The portfolio now favors state-backed financials and PSU bonds—evidenced by heavy IRFC, NABARD, and REC additions alongside exits from Kotak and Axis—suggesting conviction in government-backed stability over private banking dynamism. This repositioning indicates the manager expects continued RBI support and lower volatility ahead, though the concentrated top-10 weight of 32.1% leaves limited room for tactical flexibility.

Portfolio analysis · April 2026

NAV & Returns

Plan	NAV	1M	3M	6M	1Y	3Y CAGR	5Y CAGR
Direct Growth	₹9.8734	—	—	—	—	—	—
Regular Growth	₹9.8266	-0.29%	—	—	—	—	—
Direct IDCW	₹9.8731	—	—	—	—	—	—
Regular IDCW	₹9.8254	—	—	—	—	—	—

Returns above 1Y are CAGR. Direct plan rows highlighted. NAV from AMFI.

Portfolio Metrics(latest month)

Holdings

Top 5 Weight

20.83%

Top 10 Weight

32.07%

Active Share

—

Large Cap

49.77%

Gini

0.196

What Changed2026-03-31 → 2026-04-30

Holdings: 49 → 46+3 added−6 removed27 weight shifts ≥ 0.1%

Stock	Sector	Weight
Trent Limited	Retailing	1.75%
7.49% Indian Railway Finance Corporation Ltd 28-MAY-2027**	CRISIL AAA	4.45%
7.77% REC Limited 31-MAR-2028**	CRISIL AAA	2.23%

Full Holdings

#	Holding	Sector	Class	% to NAV
1	CCIL INTRPS040526		CASH_EQUIVALENT	11.53%(der)
2	7.49% Indian Railway Finance Corporation Ltd 28-MAY-2027** INE053F07AA7	CRISIL AAA	DEBT	4.45%
3	7.62% NABARD 31-JAN-2028** INE261F08DV4	CRISIL AAA	DEBT	4.44%
4	HDFC Bank Limited INE040A01034	Banks	EQUITY	4.43%
5	Canara Bank 03-JUN-2026**# INE476A16F60	CRISIL A1+	DEBT	4.42%
6	ICICI Bank Limited INE090A01021	Banks	EQUITY	3.09%
7	Reliance Industries Limited INE002A01018	Petroleum Products	EQUITY	2.69%
8	7.77% REC Limited 31-MAR-2028** INE020B08EH0	CRISIL AAA	DEBT	2.23%
9	Bajaj Finance Limited INE296A01032	Finance	EQUITY	2.19%
10	ICICI Prudential AMC Ltd INE346A01027	Capital Markets	EQUITY	2.12%
11	Larsen & Toubro Limited INE018A01030	Construction	EQUITY	2.01%
12	Infosys Limited INE009A01021	IT - Software	EQUITY	1.94%
13	State Bank of India INE062A01020	Banks	EQUITY	1.91%
14	Eternal Limited INE758T01015	Retailing	EQUITY	1.88%
15	Divi's Laboratories Limited INE361B01024	Pharmaceuticals & Biotechnology	EQUITY	1.88%
16	ITC Limited INE154A01025	Diversified FMCG	EQUITY	1.85%
17	Indus Towers Limited INE121J01017	Telecom - Services	EQUITY	1.82%
18	PERSISTENT SYSTEMS LTD INE262H01021	IT - Software	EQUITY	1.78%
19	Sun Pharmaceutical Industries Limited INE044A01036	Pharmaceuticals & Biotechnology	EQUITY	1.78%
20	Coal India Limited INE522F01014	Consumable Fuels	EQUITY	1.78%

Sector Allocation

CRISIL AAA11.1%

Banks10.9%

Finance5.3%

IT - Software5.1%

CRISIL A1+4.4%

Auto Components4.2%

Pharmaceuticals & Biotechnology3.6%

Retailing3.6%

Telecom - Services3.5%

Capital Markets3.3%

Top 10 sectors by % to NAV. Excludes derivatives.