Union Flexi Cap Fund
Union Flexi Cap Fund has tilted decidedly toward financial stocks, with banks alone comprising over a fifth of the portfolio while the manager has trimmed technology exposure significantly. The exit of major IT names and heavy additions to TREPS suggest a deliberate pivot away from rate-sensitive sectors toward domestic banking strength, signaling confidence in financial sector resilience. The modest cash buffer and concentrated top-10 holdings indicate the manager is conviction-driven rather than defensively positioned.
Portfolio analysis · April 2026
NAV & Returns
| Plan | NAV | 1M | 1Y | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|
| Primary | ₹49.6300 | +0.14% | -0.68% | +13.13% | +13.08% |
Portfolio Metrics(latest month)
vs Category Peers
Active Stock PickerActive Share = ½Σ|wfund − wpeer|, computed using leave-one-out peer portfolio within SEBI category.
Similar Funds in Category
What Changed2026-03-31 → 2026-04-30
| Stock | Weight |
|---|---|
| Cemindia Projects Ltd. | 0.36% |
| 364 Day Treasury Bills | 0.06% |
Full Holdings
| # | Holding | % to NAV |
|---|---|---|
| 1 | TREPS | 5.00% |
| 2 | State Bank of India INE062A01020 | 4.49% |
| 3 | HDFC Bank Ltd. INE040A01034 | 4.07% |
| 4 | ICICI Bank Ltd. INE090A01021 | 3.69% |
| 5 | Bharti Airtel Ltd. INE397D01024 | 3.45% |
| 6 | Reliance Industries Ltd. INE002A01018 | 2.90% |
| 7 | Larsen & Toubro Ltd. INE018A01030 | 2.61% |
| 8 | Axis Bank Ltd. INE238A01034 | 2.30% |
| 9 | Shriram Finance Ltd. INE721A01047 | 2.25% |
| 10 | JSW Energy Ltd. INE121E01018 | 2.03% |
| 11 | Maruti Suzuki India Ltd. INE585B01010 | 2.03% |
| 12 | Eternal Ltd. INE758T01015 | 1.94% |
| 13 | Tata Consumer Products Ltd. INE192A01025 | 1.85% |
| 14 | JSW Infrastructure Ltd. INE880J01026 | 1.78% |
| 15 | Krishna Institute of Medical Sciences Ltd. INE967H01025 | 1.71% |
| 16 | Data Patterns (India) Ltd. INE0IX101010 | 1.70% |
| 17 | Ujjivan Small Finance Bank Ltd. INE551W01018 | 1.64% |
| 18 | Bharat Electronics Ltd. INE263A01024 | 1.60% |
| 19 | Infosys Ltd. INE009A01021 | 1.55% |
| 20 | Kotak Mahindra Bank Ltd. INE237A01036 | 1.54% |
Sector Allocation
Top 10 sectors by % to NAV. Excludes derivatives.
Frequently Asked Questions
How many stocks does Union Flexi Cap Fund hold?
Union Flexi Cap Fund holds 70 stocks as per the latest AMFI portfolio disclosure. The top 5 positions account for 18.60% of NAV.
What is the largest holding in Union Flexi Cap Fund?
The largest position in Union Flexi Cap Fund is TREPS, accounting for 5.00% of NAV.
Is Union Flexi Cap Fund a concentrated or diversified fund?
With a Gini coefficient of 0.305, Union Flexi Cap Fund is well-diversified. The HHI concentration index is 18,035 bps, which is above the 2500 bps threshold for high concentration. The top 5 holdings together make up 18.60% of the portfolio.
What is the market cap allocation of Union Flexi Cap Fund?
Based on SEBI's AMFI classification, Union Flexi Cap Fund's equity portfolio is split as: Large Cap: 52.74%, Mid Cap: 17.71%, Small Cap: 21.87%. This reflects the fund's positioning within the market cap spectrum.
Which sectors does Union Flexi Cap Fund invest in most?
Union Flexi Cap Fund has the highest allocation to Banks (20.35%), Finance (6.06%), Power (4.58%). The fund is invested across 36 sectors in total.
How actively managed is Union Flexi Cap Fund compared to other Flexi Cap Fund funds?
Union Flexi Cap Fund has an Active Share of 55.91%, classifying it as "Active Stock Picker" among 41 Flexi Cap Fund peers. This indicates a moderate level of differentiation from category peers.
What changed in Union Flexi Cap Fund's portfolio in the latest month?
Between 2026-03-31 and 2026-04-30, Union Flexi Cap Fund added 2 new stocks (including Cemindia Projects Ltd.) and exited 6 stocks (including HCL Technologies Ltd.). Total holding count decreased from 76 to 72 stocks.