Kotak Rural Opportunities Fund
The fund maintains a concentrated rural-exposure thesis, with automobiles and finance heavily weighted to capture consumption and credit growth in semi-urban markets. Recent portfolio tweaks—notably exiting Hero MotoCorp while adding commodity and power plays—suggest the manager is rotating toward inflation beneficiaries and industrial cyclicals rather than just rural consumer champions. The 50% concentration in top ten holdings underscores conviction but also means conviction in a handful of large-cap picks will heavily drive returns.
Portfolio analysis · April 2026
NAV & Returns
| Plan | NAV | 1M | 1Y | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|
| Direct Growth | ₹9.7250 | — | — | — | — |
| Regular Growth | ₹9.6550 | -2.00% | — | — | — |
| Direct IDCW | ₹9.7250 | — | — | — | — |
| Regular IDCW | ₹9.6550 | — | — | — | — |
Portfolio Metrics(latest month)
vs Category Peers
Highly DifferentiatedActive Share = ½Σ|wfund − wpeer|, computed using leave-one-out peer portfolio within SEBI category.
Similar Funds in Category
What Changed2026-03-31 → 2026-04-30
| Stock | Weight |
|---|---|
| Nestle India Ltd. | 1.06% |
| MALCO ENERGY LIMITED | 0.09% |
| VEDANTA IRON & STEEL LTD | 0.09% |
| VEDANTA ALUMINIUM METAL LTD | 0.09% |
| TALWANDI SABO POWER LTD. | 0.09% |
Full Holdings
| # | Holding | % to NAV |
|---|---|---|
| 1 | STATE BANK OF INDIA. INE062A01020 | 9.42% |
| 2 | BHARTI AIRTEL LTD. INE397D01024 | 9.12% |
| 3 | Mahindra & Mahindra Ltd. INE101A01026 | 7.48% |
| 4 | AVANTI FEEDS LTD INE871C01038 | 5.05% |
| 5 | Emami Ltd. INE548C01032 | 3.95% |
| 6 | Britannia Industries Ltd. INE216A01030 | 3.18% |
| 7 | TVS Motor Company Ltd. INE494B01023 | 3.16% |
| 8 | NTPC LTD INE733E01010 | 3.13% |
| 9 | V.S.T Tillers Tractors Ltd INE764D01017 | 3.02% |
| 10 | SHRIRAM FINANCE LIMITED INE721A01047 | 2.98% |
| 11 | MRF Ltd. INE883A01011 | 2.82% |
| 12 | Ultratech Cement Ltd. INE481G01011 | 2.80% |
| 13 | BAJAJ FINANCE LTD. INE296A01032 | 2.55% |
| 14 | ITC Ltd. INE154A01025 | 2.28% |
| 15 | Indus Towers Ltd. INE121J01017 | 2.23% |
| 16 | Triparty Repo | 2.22% |
| 17 | CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD. INE121A01024 | 2.08% |
| 18 | Dalmia Bharat Limited INE00R701025 | 2.02% |
| 19 | SBI Life Insurance Company Ltd INE123W01016 | 1.98% |
| 20 | GODREJ CONSUMER PRODUCTS LTD. INE102D01028 | 1.97% |
Sector Allocation
Top 10 sectors by % to NAV. Excludes derivatives.
Frequently Asked Questions
How many stocks does Kotak Rural Opportunities Fund hold?
Kotak Rural Opportunities Fund holds 49 stocks as per the latest AMFI portfolio disclosure. The top 5 positions account for 35.02% of NAV.
What is the largest holding in Kotak Rural Opportunities Fund?
The largest position in Kotak Rural Opportunities Fund is STATE BANK OF INDIA., accounting for 9.42% of NAV in the Banks sector.
Is Kotak Rural Opportunities Fund a concentrated or diversified fund?
With a Gini coefficient of 0.479, Kotak Rural Opportunities Fund is moderately concentrated. The HHI concentration index is 39,846 bps, which is above the 2500 bps threshold for high concentration. The top 5 holdings together make up 35.02% of the portfolio.
What is the market cap allocation of Kotak Rural Opportunities Fund?
Based on SEBI's AMFI classification, Kotak Rural Opportunities Fund's equity portfolio is split as: Large Cap: 64.64%, Mid Cap: 14.98%, Small Cap: 17.99%. This reflects the fund's positioning within the market cap spectrum.
Which sectors does Kotak Rural Opportunities Fund invest in most?
Kotak Rural Opportunities Fund has the highest allocation to Automobiles (14.71%), Finance (12.85%), Telecom - Services (11.35%). The fund is invested across 19 sectors in total.
How actively managed is Kotak Rural Opportunities Fund compared to other Sectoral / Thematic funds?
Kotak Rural Opportunities Fund has an Active Share of 79.53%, classifying it as "Highly Differentiated" among 237 Sectoral / Thematic peers. This means the fund takes significantly different stock positions compared to its category peers.
What changed in Kotak Rural Opportunities Fund's portfolio in the latest month?
Between 2026-03-31 and 2026-04-30, Kotak Rural Opportunities Fund added 5 new stocks (including Nestle India Ltd.) and exited 1 stock (including Hero MotoCorp Ltd.). Total holding count increased from 47 to 51 stocks.