Kotak Rural Opportunities Fund
Kotak Mutual Fund·Sectoral / Thematic·vs Nifty 500 TRI
The fund maintains a concentrated rural-exposure thesis, with automobiles and finance heavily weighted to capture consumption and credit growth in semi-urban markets. Recent portfolio tweaks—notably exiting Hero MotoCorp while adding commodity and power plays—suggest the manager is rotating toward inflation beneficiaries and industrial cyclicals rather than just rural consumer champions. The 50% concentration in top ten holdings underscores conviction but also means conviction in a handful of large-cap picks will heavily drive returns.
Portfolio analysis · April 2026
NAV & Returns
| Plan | NAV | 1M | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|---|---|
| Direct Growth | ₹9.6300 | — | — | — | — | — | — |
| Regular Growth | ₹9.5620 | -2.13% | -8.52% | — | — | — | — |
| Direct IDCW | ₹9.6300 | — | — | — | — | — | — |
| Regular IDCW | ₹9.5620 | — | — | — | — | — | — |
Returns above 1Y are CAGR. Direct plan rows highlighted. NAV from AMFI.
Portfolio Metrics(latest month)
Holdings
49
Top 5 Weight
35.02%
Top 10 Weight
50.49%
Active Share
—
Large Cap
64.64%
Gini
0.479
What Changed2026-03-31 → 2026-04-30
Holdings: 47 → 51+5 added−1 removed17 weight shifts ≥ 0.1%
| Stock | Weight |
|---|---|
| Nestle India Ltd. | 1.06% |
| MALCO ENERGY LIMITED | 0.09% |
| VEDANTA IRON & STEEL LTD | 0.09% |
| VEDANTA ALUMINIUM METAL LTD | 0.09% |
| TALWANDI SABO POWER LTD. | 0.09% |
Full Holdings
| # | Holding | % to NAV |
|---|---|---|
| 1 | STATE BANK OF INDIA. INE062A01020 | 9.42% |
| 2 | BHARTI AIRTEL LTD. INE397D01024 | 9.12% |
| 3 | Mahindra & Mahindra Ltd. INE101A01026 | 7.48% |
| 4 | AVANTI FEEDS LTD INE871C01038 | 5.05% |
| 5 | Emami Ltd. INE548C01032 | 3.95% |
| 6 | Britannia Industries Ltd. INE216A01030 | 3.18% |
| 7 | TVS Motor Company Ltd. INE494B01023 | 3.16% |
| 8 | NTPC LTD INE733E01010 | 3.13% |
| 9 | V.S.T Tillers Tractors Ltd INE764D01017 | 3.02% |
| 10 | SHRIRAM FINANCE LIMITED INE721A01047 | 2.98% |
| 11 | MRF Ltd. INE883A01011 | 2.82% |
| 12 | Ultratech Cement Ltd. INE481G01011 | 2.80% |
| 13 | BAJAJ FINANCE LTD. INE296A01032 | 2.55% |
| 14 | ITC Ltd. INE154A01025 | 2.28% |
| 15 | Indus Towers Ltd. INE121J01017 | 2.23% |
| 16 | Triparty Repo | 2.22% |
| 17 | CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD. INE121A01024 | 2.08% |
| 18 | Dalmia Bharat Limited INE00R701025 | 2.02% |
| 19 | SBI Life Insurance Company Ltd INE123W01016 | 1.98% |
| 20 | GODREJ CONSUMER PRODUCTS LTD. INE102D01028 | 1.97% |
Sector Allocation
Automobiles14.7%
Finance12.8%
Telecom - Services11.3%
Banks10.5%
Food Products9.8%
Power6.3%
Personal Products5.9%
Cement and Cement Products4.8%
Auto Components4.3%
Diversified FMCG4.0%
Top 10 sectors by % to NAV. Excludes derivatives.