Asset Sadhu

SBI PSU Fund

SBI Mutual Fund·Sectoral / Thematic·vs Nifty 500 TRI

SBI PSU Fund maintains a heavily concentrated bet on state-owned enterprises, with nearly 54% anchored in just five holdings dominated by financials and energy majors. The portfolio's extreme sector concentration—banks, power, and gas collectively account for 58%—reflects a thesis on PSU dividend yield and infrastructure upside, though this narrow positioning amplifies idiosyncratic risk. The addition of SBI Life signals the manager is building deeper financial services exposure while keeping dry powder at 4.5% cash, suggesting cautious optimism amid modest monthly underperformance.

Portfolio analysis · April 2026

PlanNAV1M1Y3Y CAGR5Y CAGR
Direct Growth₹39.2547-1.30%
Regular Growth₹35.3572-1.38%+11.99%+29.83%+25.17%
Returns above 1Y are CAGR. Direct plan rows highlighted. NAV from AMFI.
Holdings
22
Top 5 Weight
53.63%
Top 10 Weight
76.96%
Max Position
16.87%
Conviction Bets
13
Gini
0.479
Large Cap
72.25%
Mid Cap
17.45%
Small Cap
5.74%
Top Sector
Banks
Sector Count
13
HHI (bps)
77,554
Highly Differentiated
Active Share
89.81%
vs peer portfolio
Weight Overlap
6.36%
with avg peer
Cosine Similarity
0.274
portfolio angle
Peer Count
237
funds in category

Active Share = ½Σ|wfund − wpeer|, computed using leave-one-out peer portfolio within SEBI category.

Holdings: 2324+1 added0 removed16 weight shifts ≥ 0.1%
StockWeight
SBI Life Insurance Co. Ltd.0.93%
#Holding% to NAV
1
State Bank of India
INE062A01020
16.87%
2
Power Grid Corporation of India Ltd.
INE752E01010
9.52%
3
GAIL (India) Ltd.
INE129A01019
9.34%
4
NTPC Ltd.
INE733E01010
9.24%
5
Bharat Electronics Ltd.
INE263A01024
8.66%
6
Oil & Natural Gas Corporation Ltd.
INE213A01029
6.58%
7
Bank of Baroda
INE028A01039
5.17%
8
TREPS
4.78%
9
Bharat Petroleum Corporation Ltd.
INE029A01011
4.37%
10
NMDC Ltd.
INE584A01023
3.78%
11
Bharat Heavy Electricals Ltd.
INE257A01026
3.43%
12
Indian Bank
INE562A01011
3.10%
13
National Aluminium Company Ltd.
INE139A01034
2.99%
14
General Insurance Corporation of India
INE481Y01014
2.45%
15
Petronet LNG Ltd.
INE347G01014
1.70%
16
Life Insurance Corporation of India
INE0J1Y01017
1.57%
17
Canara Robeco Asset Management Company Ltd.
INE218I01013
1.35%
18
Indraprastha Gas Ltd.
INE203G01027
1.24%
19
Engineers India Ltd.
INE510A01028
1.21%
20
Gujarat State Petronet Ltd.
INE246F01010
1.13%
Banks25.1%
Power18.8%
Gas14.2%
Aerospace & Defense8.7%
Oil6.6%
Insurance5.0%
Petroleum Products4.4%
Minerals & Mining3.8%
Electrical Equipment3.4%
Non - Ferrous Metals3.0%

Top 10 sectors by % to NAV. Excludes derivatives.

How many stocks does SBI PSU Fund hold?

SBI PSU Fund holds 22 stocks as per the latest AMFI portfolio disclosure. The top 5 positions account for 53.63% of NAV.

What is the largest holding in SBI PSU Fund?

The largest position in SBI PSU Fund is State Bank of India, accounting for 16.87% of NAV in the Banks sector.

Is SBI PSU Fund a concentrated or diversified fund?

With a Gini coefficient of 0.479, SBI PSU Fund is moderately concentrated. The HHI concentration index is 77,554 bps, which is above the 2500 bps threshold for high concentration. The top 5 holdings together make up 53.63% of the portfolio.

What is the market cap allocation of SBI PSU Fund?

Based on SEBI's AMFI classification, SBI PSU Fund's equity portfolio is split as: Large Cap: 72.25%, Mid Cap: 17.45%, Small Cap: 5.74%. This reflects the fund's positioning within the market cap spectrum.

Which sectors does SBI PSU Fund invest in most?

SBI PSU Fund has the highest allocation to Banks (25.14%), Power (18.76%), Gas (14.22%). The fund is invested across 13 sectors in total.

How actively managed is SBI PSU Fund compared to other Sectoral / Thematic funds?

SBI PSU Fund has an Active Share of 89.81%, classifying it as "Highly Differentiated" among 237 Sectoral / Thematic peers. This means the fund takes significantly different stock positions compared to its category peers.

What changed in SBI PSU Fund's portfolio in the latest month?

Between 2026-03-31 and 2026-04-30, SBI PSU Fund added 1 new stock (including SBI Life Insurance Co. Ltd.). Total holding count increased from 23 to 24 stocks.