Motilal Oswal Financial Services Fund
The fund maintains a decisive bet on financial services, with banks and non-bank lenders commanding nearly 95% of the portfolio. The manager has doubled down on mid-tier banking plays like Axis Bank and PB Fintech while trimming cash, signaling conviction that this sector offers compelling value despite recent rallies. Three fresh additions suggest active scouting for undervalued financial names, though the concentrated top-10 holding of 58% leaves limited room for diversification.
Portfolio analysis · April 2026
NAV & Returns
| Plan | NAV | 1M | 1Y | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|
| Regular Growth | ₹9.8332 | -0.90% | — | — | — |
Portfolio Metrics(latest month)
vs Category Peers
Highly DifferentiatedActive Share = ½Σ|wfund − wpeer|, computed using leave-one-out peer portfolio within SEBI category.
Similar Funds in Category
What Changed2026-03-31 → 2026-04-30
| Stock | Weight |
|---|---|
| TRP_040526 | 1.99% |
| Poonawalla Fincorp Limited | 1.91% |
| PNB Housing Finance Limited | 2.73% |
Full Holdings
| # | Holding | % to NAV |
|---|---|---|
| 1 | HDFC Bank Ltd INE040A01034 | 8.73% |
| 2 | ICICI Bank Ltd INE090A01021 | 8.37% |
| 3 | State Bank of India INE062A01020 | 7.22% |
| 4 | Axis Bank Ltd INE238A01034 | 7.01% |
| 5 | Bajaj Finance Ltd INE296A01032 | 6.84% |
| 6 | Indusind Bank Ltd INE095A01012 | 4.20% |
| 7 | AU Small Finance Bank Limited INE949L01017 | 4.04% |
| 8 | Shriram Finance Limited INE721A01047 | 3.95% |
| 9 | PB Fintech Limited INE417T01026 | 3.88% |
| 10 | RBL Bank Limited INE976G01028 | 3.71% |
| 11 | Ujjivan Small Finance Bank Limited INE551W01018 | 3.45% |
| 12 | Prudent Corporate Advisory Services Limited INE00F201020 | 3.24% |
| 13 | Cholamandalam Investment and Finance Company Ltd INE121A01024 | 3.10% |
| 14 | Aditya Birla Capital Limited INE674K01013 | 2.86% |
| 15 | PNB Housing Finance Limited INE572E01012 | 2.73% |
| 16 | ICICI Prudential Asset Management Company Limited INE346A01027 | 2.72% |
| 17 | Muthoot Finance Ltd INE414G01012 | 2.70% |
| 18 | BSE Limited INE118H01025 | 2.51% |
| 19 | Aditya Birla Sun Life AMC Limited INE404A01024 | 2.24% |
| 20 | One 97 Communications Limited INE982J01020 | 2.12% |
Sector Allocation
Top 10 sectors by % to NAV. Excludes derivatives.
Frequently Asked Questions
How many stocks does Motilal Oswal Financial Services Fund hold?
Motilal Oswal Financial Services Fund holds 29 stocks as per the latest AMFI portfolio disclosure. The top 5 positions account for 38.17% of NAV.
What is the largest holding in Motilal Oswal Financial Services Fund?
The largest position in Motilal Oswal Financial Services Fund is HDFC Bank Ltd, accounting for 8.73% of NAV.
Is Motilal Oswal Financial Services Fund a concentrated or diversified fund?
With a Gini coefficient of 0.337, Motilal Oswal Financial Services Fund is well-diversified. The HHI concentration index is 47,143 bps, which is above the 2500 bps threshold for high concentration. The top 5 holdings together make up 38.17% of the portfolio.
What is the market cap allocation of Motilal Oswal Financial Services Fund?
Based on SEBI's AMFI classification, Motilal Oswal Financial Services Fund's equity portfolio is split as: Large Cap: 53.69%, Mid Cap: 25.89%, Small Cap: 16.99%. This reflects the fund's positioning within the market cap spectrum.
How actively managed is Motilal Oswal Financial Services Fund compared to other Sectoral / Thematic funds?
Motilal Oswal Financial Services Fund has an Active Share of 83.99%, classifying it as "Highly Differentiated" among 237 Sectoral / Thematic peers. This means the fund takes significantly different stock positions compared to its category peers.
What changed in Motilal Oswal Financial Services Fund's portfolio in the latest month?
Between 2026-03-31 and 2026-04-30, Motilal Oswal Financial Services Fund added 3 new stocks (including TRP_040526) and exited 1 stock (including Collateralized Borrowing & Lending Obligation). Total holding count increased from 28 to 30 stocks.