Tata Banking And Financial Services Fund
The fund remains heavily concentrated in banking and financial services, with the big four banks commanding over 43% of assets, positioning it to benefit from credit cycle strength and margin expansion in India's banking sector. April's additions of Kotak Mahindra Bank, HDFC Asset Management, and 360 One WAM suggest the manager is broadening exposure within financial services while selectively trimming large cap bank positions like HDFC Bank, signaling confidence in mid-cap financial franchises and diversification rather than chasing mega-cap valuations.
Portfolio analysis · April 2026
NAV & Returns
| Plan | NAV | 1M | 1Y | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|
| Direct Growth | ₹49.5981 | — | — | — | — |
| Regular Growth | ₹42.0920 | -2.77% | -0.24% | +13.14% | +12.93% |
Portfolio Metrics(latest month)
vs Category Peers
Highly DifferentiatedActive Share = ½Σ|wfund − wpeer|, computed using leave-one-out peer portfolio within SEBI category.
Similar Funds in Category
What Changed2026-03-31 → 2026-04-30
| Stock | Weight |
|---|---|
| KOTAK MAHINDRA BANK LTD | 4.16% |
| HDFC ASSET MANAGEMENT COMPANY LTD | 3.82% |
| 360 ONE WAM LTD | 2.65% |
| MUFIN GREEN FINANCE LTD | 1.24% |
| LIFE INSURANCE CORPORATION OF INDIA | 0.87% |
| ONEMI TECHNOLOGY SOLUTIONS LTD | 0.49% |
Full Holdings
| # | Holding | % to NAV |
|---|---|---|
| 1 | ICICI BANK LTD INE090A01021 | 12.95% |
| 2 | HDFC BANK LTD INE040A01034 | 11.11% |
| 3 | STATE BANK OF INDIA INE062A01020 | 9.94% |
| 4 | AXIS BANK LTD INE238A01034 | 9.04% |
| 5 | SHRIRAM FINANCE LTD INE721A01047 | 4.51% |
| 6 | KOTAK MAHINDRA BANK LTD INE237A01036 | 4.16% |
| 7 | SBI LIFE INSURANCE COMPANY LTD INE123W01016 | 4.02% |
| 8 | HDFC ASSET MANAGEMENT COMPANY LTD INE127D01025 | 3.82% |
| 9 | PNB HOUSING FINANCE LTD INE572E01012 | 2.68% |
| 10 | 360 ONE WAM LTD INE466L01038 | 2.65% |
| 11 | CANARA HSBC LIFE INSURANCE COMPANY LTD INE01TY01017 | 2.64% |
| 12 | ONE 97 COMMUNICATIONS LTD INE982J01020 | 2.42% |
| 13 | MOTILAL OSWAL FINANCIAL SERVICE LTD INE338I01027 | 2.41% |
| 14 | ICICI LOMBARD GENERAL INSURANCE CO. LTD INE765G01017 | 2.32% |
| 15 | INDUSIND BANK LTD INE095A01012 | 2.21% |
| 16 | MULTI COMMODITY EXCHANGE OF IND LTD INE745G01043 | 1.90% |
| 17 | CITY UNION BANK LTD INE491A01021 | 1.86% |
| 18 | MAX FINANCIAL SERVICES LTD INE180A01020 | 1.86% |
| 19 | POWER FINANCE CORPORATION LTD INE134E01011 | 1.81% |
| 20 | DCB BANK LTD INE503A01015 | 1.77% |
Sector Allocation
Top 10 sectors by % to NAV. Excludes derivatives.
Frequently Asked Questions
How many stocks does Tata Banking And Financial Services Fund hold?
Tata Banking And Financial Services Fund holds 30 stocks as per the latest AMFI portfolio disclosure. The top 5 positions account for 47.55% of NAV.
What is the largest holding in Tata Banking And Financial Services Fund?
The largest position in Tata Banking And Financial Services Fund is ICICI BANK LTD, accounting for 12.95% of NAV in the Banks sector.
Is Tata Banking And Financial Services Fund a concentrated or diversified fund?
With a Gini coefficient of 0.439, Tata Banking And Financial Services Fund is well-diversified. The HHI concentration index is 61,534 bps, which is above the 2500 bps threshold for high concentration. The top 5 holdings together make up 47.55% of the portfolio.
What is the market cap allocation of Tata Banking And Financial Services Fund?
Based on SEBI's AMFI classification, Tata Banking And Financial Services Fund's equity portfolio is split as: Large Cap: 59.37%, Mid Cap: 17.63%, Small Cap: 14.44%. This reflects the fund's positioning within the market cap spectrum.
Which sectors does Tata Banking And Financial Services Fund invest in most?
Tata Banking And Financial Services Fund has the highest allocation to Banks (54.02%), Finance (14.64%), Insurance (13.35%). The fund is invested across 5 sectors in total.
How actively managed is Tata Banking And Financial Services Fund compared to other Sectoral / Thematic funds?
Tata Banking And Financial Services Fund has an Active Share of 84.29%, classifying it as "Highly Differentiated" among 237 Sectoral / Thematic peers. This means the fund takes significantly different stock positions compared to its category peers.
What changed in Tata Banking And Financial Services Fund's portfolio in the latest month?
Between 2026-03-31 and 2026-04-30, Tata Banking And Financial Services Fund added 6 new stocks (including KOTAK MAHINDRA BANK LTD) and exited 4 stocks (including BANK OF BARODA). Total holding count increased from 30 to 32 stocks.