Tata Banking And Financial Services Fund
Tata Mutual Fund·Sectoral / Thematic·vs Nifty 500 TRI
The fund remains heavily concentrated in banking and financial services, with the big four banks commanding over 43% of assets, positioning it to benefit from credit cycle strength and margin expansion in India's banking sector. April's additions of Kotak Mahindra Bank, HDFC Asset Management, and 360 One WAM suggest the manager is broadening exposure within financial services while selectively trimming large cap bank positions like HDFC Bank, signaling confidence in mid-cap financial franchises and diversification rather than chasing mega-cap valuations.
Portfolio analysis · April 2026
NAV & Returns
| Plan | NAV | 1M | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|---|---|
| Direct Growth | ₹48.9475 | — | — | — | — | — | — |
| Regular Growth | ₹41.5415 | -2.40% | -8.63% | -7.57% | -0.66% | +12.89% | +12.63% |
Returns above 1Y are CAGR. Direct plan rows highlighted. NAV from AMFI.
Portfolio Metrics(latest month)
Holdings
30
Top 5 Weight
47.55%
Top 10 Weight
64.88%
Active Share
—
Large Cap
59.37%
Gini
0.439
What Changed2026-03-31 → 2026-04-30
Holdings: 30 → 32+6 added−4 removed18 weight shifts ≥ 0.1%
| Stock | Weight |
|---|---|
| KOTAK MAHINDRA BANK LTD | 4.16% |
| HDFC ASSET MANAGEMENT COMPANY LTD | 3.82% |
| 360 ONE WAM LTD | 2.65% |
| MUFIN GREEN FINANCE LTD | 1.24% |
| LIFE INSURANCE CORPORATION OF INDIA | 0.87% |
| ONEMI TECHNOLOGY SOLUTIONS LTD | 0.49% |
Full Holdings
| # | Holding | % to NAV |
|---|---|---|
| 1 | ICICI BANK LTD INE090A01021 | 12.95% |
| 2 | HDFC BANK LTD INE040A01034 | 11.11% |
| 3 | STATE BANK OF INDIA INE062A01020 | 9.94% |
| 4 | AXIS BANK LTD INE238A01034 | 9.04% |
| 5 | SHRIRAM FINANCE LTD INE721A01047 | 4.51% |
| 6 | KOTAK MAHINDRA BANK LTD INE237A01036 | 4.16% |
| 7 | SBI LIFE INSURANCE COMPANY LTD INE123W01016 | 4.02% |
| 8 | HDFC ASSET MANAGEMENT COMPANY LTD INE127D01025 | 3.82% |
| 9 | PNB HOUSING FINANCE LTD INE572E01012 | 2.68% |
| 10 | 360 ONE WAM LTD INE466L01038 | 2.65% |
| 11 | CANARA HSBC LIFE INSURANCE COMPANY LTD INE01TY01017 | 2.64% |
| 12 | ONE 97 COMMUNICATIONS LTD INE982J01020 | 2.42% |
| 13 | MOTILAL OSWAL FINANCIAL SERVICE LTD INE338I01027 | 2.41% |
| 14 | ICICI LOMBARD GENERAL INSURANCE CO. LTD INE765G01017 | 2.32% |
| 15 | INDUSIND BANK LTD INE095A01012 | 2.21% |
| 16 | MULTI COMMODITY EXCHANGE OF IND LTD INE745G01043 | 1.90% |
| 17 | CITY UNION BANK LTD INE491A01021 | 1.86% |
| 18 | MAX FINANCIAL SERVICES LTD INE180A01020 | 1.86% |
| 19 | POWER FINANCE CORPORATION LTD INE134E01011 | 1.81% |
| 20 | DCB BANK LTD INE503A01015 | 1.77% |
Sector Allocation
Banks54.0%
Finance14.6%
Insurance13.3%
Capital Markets12.1%
Financial Technology (Fintech)3.9%
Top 10 sectors by % to NAV. Excludes derivatives.