Taurus Banking and Financial Services Fund
Taurus Banking & Financial Services Fund remains heavily concentrated in large-cap banks, with the big five commanding 53% of assets, while its recent additions of fintech and payments players signal a broadening conviction within the financial services spectrum. The 74% top-10 concentration and sectoral tilt toward banks and finance leave little room for diversification, making this a high-conviction bet on India's banking and NBFC cycle. Last month's modest decline alongside fresh exposure to digital payments suggests the manager is positioning for structural shifts within financials rather than chasing near-term momentum.
Portfolio analysis · April 2026
NAV & Returns
| Plan | NAV | 1M | 1Y | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|
| Direct Growth | ₹58.2500 | -3.14% | — | — | — |
| Regular Growth | ₹51.8000 | -3.20% | -3.41% | +9.08% | +11.36% |
Portfolio Metrics(latest month)
vs Category Peers
Highly DifferentiatedActive Share = ½Σ|wfund − wpeer|, computed using leave-one-out peer portfolio within SEBI category.
Similar Funds in Category
What Changed2026-03-31 → 2026-04-30
| Stock | Weight |
|---|---|
| Jio Financial Services Ltd. | 1.93% |
| RBL Bank Ltd. | 1.62% |
| SBI Cards & Payment Services Ltd. | 0.96% |
Full Holdings
| # | Holding | % to NAV |
|---|---|---|
| 1 | ICICI Bank Ltd. INE090A01021 | 15.97% |
| 2 | HDFC Bank Ltd. INE040A01034 | 13.58% |
| 3 | State Bank of India INE062A01020 | 8.40% |
| 4 | Axis Bank Ltd. INE238A01034 | 7.71% |
| 5 | Kotak Mahindra Bank Ltd. INE237A01036 | 7.13% |
| 6 | Net Receivable / Payable | 5.17% |
| 7 | DAM Capital Advisors Ltd. INE284H01025 | 4.12% |
| 8 | The Karnataka Bank Ltd. INE614B01018 | 3.98% |
| 9 | Power Finance Corporation Ltd. INE134E01011 | 3.89% |
| 10 | Bajaj Finance Ltd. INE296A01032 | 3.68% |
| 11 | LIC Housing Finance Ltd. INE115A01026 | 2.90% |
| 12 | Bajaj Holdings & Investment Ltd. INE118A01012 | 2.70% |
| 13 | General Insurance Corporation of India INE481Y01014 | 2.66% |
| 14 | JM Financial Ltd. INE780C01023 | 2.62% |
| 15 | HDFC Asset Management Co. Ltd. INE127D01025 | 2.54% |
| 16 | Indian Energy Exchange Ltd. INE022Q01020 | 2.27% |
| 17 | Jio Financial Services Ltd. INE758E01017 | 1.93% |
| 18 | Life Insurance Corporation of India INE0J1Y01017 | 1.71% |
| 19 | RBL Bank Ltd. INE976G01028 | 1.62% |
| 20 | Central Depository Services (I) Ltd. INE736A01011 | 1.43% |
Sector Allocation
Top 10 sectors by % to NAV. Excludes derivatives.
Frequently Asked Questions
How many stocks does Taurus Banking and Financial Services Fund hold?
Taurus Banking and Financial Services Fund holds 23 stocks as per the latest AMFI portfolio disclosure. The top 5 positions account for 52.79% of NAV.
What is the largest holding in Taurus Banking and Financial Services Fund?
The largest position in Taurus Banking and Financial Services Fund is ICICI Bank Ltd., accounting for 15.97% of NAV in the Banks sector.
Is Taurus Banking and Financial Services Fund a concentrated or diversified fund?
With a Gini coefficient of 0.451, Taurus Banking and Financial Services Fund is moderately concentrated. The HHI concentration index is 73,872 bps, which is above the 2500 bps threshold for high concentration. The top 5 holdings together make up 52.79% of the portfolio.
What is the market cap allocation of Taurus Banking and Financial Services Fund?
Based on SEBI's AMFI classification, Taurus Banking and Financial Services Fund's equity portfolio is split as: Large Cap: 63.46%, Mid Cap: 3.62%, Small Cap: 19.45%. This reflects the fund's positioning within the market cap spectrum.
Which sectors does Taurus Banking and Financial Services Fund invest in most?
Taurus Banking and Financial Services Fund has the highest allocation to Banks (59.74%), Finance (18.68%), Capital Markets (12.04%). The fund is invested across 4 sectors in total.
How actively managed is Taurus Banking and Financial Services Fund compared to other Sectoral / Thematic funds?
Taurus Banking and Financial Services Fund has an Active Share of 84.77%, classifying it as "Highly Differentiated" among 237 Sectoral / Thematic peers. This means the fund takes significantly different stock positions compared to its category peers.
What changed in Taurus Banking and Financial Services Fund's portfolio in the latest month?
Between 2026-03-31 and 2026-04-30, Taurus Banking and Financial Services Fund added 3 new stocks (including Jio Financial Services Ltd.). Total holding count increased from 21 to 24 stocks.