Asset Sadhu
Funds/Aditya Birla Sun Life Regular Savings Fund

Aditya Birla Sun Life Regular Savings Fund

Aditya Birla Sun Life Mutual Fund·Conservative Hybrid Fund·vs Peer Median

The manager maintains a defensive positioning with debt absorbing over 71 percent of the portfolio, emphasizing high-quality credit through AAA and sovereign holdings that comprise nearly 30 percent combined. The marginal equity tilt toward financials and infrastructure reflects selective conviction in sectors offering stable cashflows. Recent rotations toward rural development financing and away from long-duration government securities suggest a tactical shift toward shorter-maturity, credit-driven returns amid evolving rate expectations.

Portfolio analysis · April 2026

NAV & Returns

PlanNAV1M1Y3Y CAGR5Y CAGR
Primary₹68.7144+0.00%+3.78%+8.38%+8.22%
Returns above 1Y are CAGR. Direct plan rows highlighted. NAV from AMFI.

Portfolio Metrics(latest month)

Holdings
124
Top 5 Weight
15.10%
Top 10 Weight
25.36%
Max Position
3.73%
Conviction Bets
9
Gini
0.466
Large Cap
15.52%
Mid Cap
2.29%
Small Cap
2.71%
Top Sector
ICRA AAA
Sector Count
40
HHI (bps)
14,383

vs Category Peers

Highly Differentiated
Active Share
80.63%
vs peer portfolio
Weight Overlap
12.99%
with avg peer
Cosine Similarity
0.197
portfolio angle
Peer Count
16
funds in category

Active Share = ½Σ|wfund − wpeer|, computed using leave-one-out peer portfolio within SEBI category.

Similar Funds in Category

LIC MF Conservative Hybrid Fund
LIC Mutual Fund
Holdings
20
Top 5
52.48%
Gini
0.469
ICICI Prudential Regular Savings Fund
ICICI Prudential Mutual Fund
Holdings
137
Top 5
15.50%
Gini
0.492
UTI Conservative Hybrid Fund
UTI Mutual Fund
Holdings
115
Top 5
18.01%
Gini
0.497
HDFC Hybrid Debt Fund
HDFC Mutual Fund
Holdings
106
Top 5
15.72%
Gini
0.418
SBI Conservative Hybrid Fund
SBI Mutual Fund
Holdings
98
Top 5
14.84%
Gini
0.411
Baroda BNP Paribas Conservative Hybrid Fund
Baroda BNP Paribas Mutual Fund
Holdings
104
Top 5
15.19%
Gini
0.407

What Changed2026-03-31 → 2026-04-30

Holdings: 127 → 125+1 added−3 removed5 weight shifts ≥ 0.1%
StockWeight
6.85% National Bank For Agriculture and Rural Development (19/01/2029)0.66%

Full Holdings

#Holding% to NAV
1
8.92% Cholamandalam Investment and Finance Company Limited (02/12/2034) **
INE121A08PR3
3.73%
2
6.64% Housing & Urban Development Corporation Limited (17/07/2028) **
INE031A08996
3.32%
3
Jtpm Metal Traders Pvt Ltd (29/09/2028) (ZCB) **
INE02PE08036
3.05%
4
State Government Securities (04/03/2039)
IN2120250450
2.65%
5
Clearing Corporation of India Limited
nan
2.35%
6
8.20% Adani Power Limited (25/01/2029) **
INE814H07208
2.34%
7
9.75% Nuvama Wealth Finance Ltd (16/04/2027) **
INE918K07PW3
2.05%
8
7.84% Bajaj Housing Finance Limited (23/09/2032) **
INE377Y07367
2.02%
9
7.30% Bharti Telecom Limited (01/12/2027) **
INE403D08306
2.01%
10
Jubilant Bevco Ltd (31/05/2028) (ZCB) **
INE1D4P08019
1.84%
11
ICICI Bank Limited
INE090A01021
1.76%
12
5.00% GMR Airport Ltd (13/02/2027) **
INE776C08083
1.76%
13
8.37% REC Limited (07/12/2028) **
INE020B08BH6
1.73%
14
8.31% Aditya Birla Finance Limited (11/07/2034) **
INE860H08EL8
1.70%
15
9.40% Vedanta Limited (20/02/2027) **
INE205A08038
1.70%
16
7.68% Small Industries Development Bank of India (09/07/2027) **
INE556F08KO7
1.69%
17
7.67% Indian Railway Finance Corporation Limited (15/12/2033) **
INE053F08346
1.69%
18
8.95% Vedanta Limited (16/03/2029)
INE205A08095
1.68%
19
8.40% Narayana Hrudayalaya Limited (15/02/2030) **
INE410P08024
1.68%
20
7.20% Knowledge Realty Trust (26/09/2028) **
INE1JAR07010
1.67%

Sector Allocation

ICRA AAA15.4%
Sovereign14.9%
CRISIL AAA12.6%
CRISIL AA7.2%
Banks5.4%
ICRA AA+5.1%
ICRA AA5.1%
nan4.3%
CRISIL A+2.8%
CARE AA2.0%

Top 10 sectors by % to NAV. Excludes derivatives.

Frequently Asked Questions

How many stocks does Aditya Birla Sun Life Regular Savings Fund hold?

Aditya Birla Sun Life Regular Savings Fund holds 124 stocks as per the latest AMFI portfolio disclosure. The top 5 positions account for 15.10% of NAV.

What is the largest holding in Aditya Birla Sun Life Regular Savings Fund?

The largest position in Aditya Birla Sun Life Regular Savings Fund is 8.92% Cholamandalam Investment and Finance Company Limited (02/12/2034) **, accounting for 3.73% of NAV in the ICRA AA+ sector.

Is Aditya Birla Sun Life Regular Savings Fund a concentrated or diversified fund?

With a Gini coefficient of 0.466, Aditya Birla Sun Life Regular Savings Fund is moderately concentrated. The HHI concentration index is 14,383 bps, which is above the 2500 bps threshold for high concentration. The top 5 holdings together make up 15.10% of the portfolio.

What is the market cap allocation of Aditya Birla Sun Life Regular Savings Fund?

Based on SEBI's AMFI classification, Aditya Birla Sun Life Regular Savings Fund's equity portfolio is split as: Large Cap: 15.52%, Mid Cap: 2.29%, Small Cap: 2.71%. This reflects the fund's positioning within the market cap spectrum.

Which sectors does Aditya Birla Sun Life Regular Savings Fund invest in most?

Aditya Birla Sun Life Regular Savings Fund has the highest allocation to ICRA AAA (15.43%), Sovereign (14.95%), CRISIL AAA (12.64%). The fund is invested across 40 sectors in total.

How actively managed is Aditya Birla Sun Life Regular Savings Fund compared to other Conservative Hybrid Fund funds?

Aditya Birla Sun Life Regular Savings Fund has an Active Share of 80.63%, classifying it as "Highly Differentiated" among 16 Conservative Hybrid Fund peers. This means the fund takes significantly different stock positions compared to its category peers.

What changed in Aditya Birla Sun Life Regular Savings Fund's portfolio in the latest month?

Between 2026-03-31 and 2026-04-30, Aditya Birla Sun Life Regular Savings Fund added 1 new stock (including 6.85% National Bank For Agriculture and Rural Development (19/01/2029)) and exited 3 stocks (including State Government Securities (25/09/2036)). Total holding count decreased from 127 to 125 stocks.