LIC MF Conservative Hybrid Fund
This conservative hybrid fund maintains a fortress-like debt posture with three-quarters in fixed income, anchored by a dominant sovereign allocation that insulates investors from credit risk. The manager's deliberate shift into short-term repurchase agreements signals caution about near-term rate movements, suggesting conviction that medium-term yields may compress before any opportunistic repositioning. With equity exposure minimal at under 17%, this vehicle prioritises capital preservation and steady income over growth, suiting risk-averse investors seeking stability in uncertain markets.
Portfolio analysis · April 2026
NAV & Returns
| Plan | NAV | 1M | 1Y | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|
| Direct Growth | ₹91.8480 | -0.61% | — | — | — |
| Regular Growth | ₹82.1783 | -0.69% | +0.45% | +5.50% | +5.38% |
Portfolio Metrics(latest month)
vs Category Peers
Highly DifferentiatedActive Share = ½Σ|wfund − wpeer|, computed using leave-one-out peer portfolio within SEBI category.
Similar Funds in Category
What Changed2026-03-31 → 2026-04-30
| Stock | Weight | |
|---|---|---|
| No new entries this month | ||
Full Holdings
| # | Holding | % to NAV |
|---|---|---|
| 1 | 7.32% Government of India IN0020230135 | 11.35% |
| 2 | 7.17% Government of India IN0020230036 | 10.97% |
| 3 | 7.65% State Government of Tamil Nadu IN3120230260 | 10.79% |
| 4 | 6.79% Government of India IN0020240126 | 10.60% |
| 5 | 8.13% Nuclear Power Corporation ** INE206D08378 | 8.77% |
| 6 | Treps | 8.64% |
| 7 | HDFC Bank Ltd. # INE040A16HF0 | 8.44% |
| 8 | Indian Railway Finance Corporation Ltd. (ZCB) ** INE053F08536 | 5.60% |
| 9 | 7.38% Government of India IN0020220037 | 4.47% |
| 10 | HDFC Bank Ltd. INE040A01034 | 3.59% |
| 11 | 7.19% State Government of Tamil Nadu IN3120190225 | 3.31% |
| 12 | Reliance Industries Ltd. INE002A01018 | 2.77% |
| 13 | Bharat Forge Ltd. INE465A01025 | 2.25% |
| 14 | Infosys Ltd. INE009A01021 | 1.97% |
| 15 | Axis Bank Ltd. INE238A01034 | 1.58% |
| 16 | Hindustan Unilever Ltd. INE030A01027 | 1.38% |
| 17 | Shriram Finance Ltd. INE721A01047 | 1.23% |
| 18 | ICICI Bank Ltd. INE090A01021 | 1.14% |
| 19 | Mahindra & Mahindra Ltd. INE101A01026 | 0.90% |
| 20 | SBI CDMDF--A2 INF0RQ622028 | 0.40% |
Sector Allocation
Top 10 sectors by % to NAV. Excludes derivatives.
Frequently Asked Questions
How many stocks does LIC MF Conservative Hybrid Fund hold?
LIC MF Conservative Hybrid Fund holds 20 stocks as per the latest AMFI portfolio disclosure. The top 5 positions account for 52.48% of NAV.
What is the largest holding in LIC MF Conservative Hybrid Fund?
The largest position in LIC MF Conservative Hybrid Fund is 7.32% Government of India, accounting for 11.35% of NAV in the SOVEREIGN sector.
Is LIC MF Conservative Hybrid Fund a concentrated or diversified fund?
With a Gini coefficient of 0.469, LIC MF Conservative Hybrid Fund is moderately concentrated. The HHI concentration index is 72,607 bps, which is above the 2500 bps threshold for high concentration. The top 5 holdings together make up 52.48% of the portfolio.
What is the market cap allocation of LIC MF Conservative Hybrid Fund?
Based on SEBI's AMFI classification, LIC MF Conservative Hybrid Fund's equity portfolio is split as: Large Cap: 14.56%, Mid Cap: 2.25%, Small Cap: 0.00%. This reflects the fund's positioning within the market cap spectrum.
Which sectors does LIC MF Conservative Hybrid Fund invest in most?
LIC MF Conservative Hybrid Fund has the highest allocation to SOVEREIGN (51.49%), CRISIL AAA (14.37%), CRISIL A1+ (8.44%). The fund is invested across 12 sectors in total.
How actively managed is LIC MF Conservative Hybrid Fund compared to other Conservative Hybrid Fund funds?
LIC MF Conservative Hybrid Fund has an Active Share of 83.25%, classifying it as "Highly Differentiated" among 16 Conservative Hybrid Fund peers. This means the fund takes significantly different stock positions compared to its category peers.