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Funds/UTI Conservative Hybrid Fund

UTI Conservative Hybrid Fund

UTI Mutual Fund·Conservative Hybrid Fund·vs Peer Median

UTI Conservative Hybrid is positioned as a defensive, income-focused portfolio with over two-thirds in debt and minimal equity exposure tilted toward financials. The manager is demonstrating conviction in state development loans and triple-A rated securities while opportunistically trimming longer-duration government bonds and building cash reserves, signaling a cautious stance on interest rate movements. Recent additions of infrastructure names like NHAI and DLF suggest selective positioning for potential growth, though the portfolio remains anchored by credit quality.

Portfolio analysis · April 2026

NAV & Returns

PlanNAV1M1Y3Y CAGR5Y CAGR
Direct Growth₹75.2861-0.38%———
Regular Growth₹69.2236-0.42%-0.01%+8.01%+8.28%
Returns above 1Y are CAGR. Direct plan rows highlighted. NAV from AMFI.

Portfolio Metrics(latest month)

Holdings
115
Top 5 Weight
18.01%
Top 10 Weight
30.62%
Max Position
4.51%
Conviction Bets
9
Gini
0.497
Large Cap
14.57%
Mid Cap
4.85%
Small Cap
4.05%
Top Sector
SOV
Sector Count
37
HHI (bps)
16,676

vs Category Peers

Highly Differentiated
Active Share
76.89%
vs peer portfolio
Weight Overlap
15.52%
with avg peer
Cosine Similarity
0.246
portfolio angle
Peer Count
16
funds in category

Active Share = ½Σ|wfund − wpeer|, computed using leave-one-out peer portfolio within SEBI category.

Similar Funds in Category

ICICI Prudential Regular Savings Fund
ICICI Prudential Mutual Fund
Holdings
137
Top 5
15.50%
Gini
0.492
LIC MF Conservative Hybrid Fund
LIC Mutual Fund
Holdings
20
Top 5
52.48%
Gini
0.469
Aditya Birla Sun Life Regular Savings Fund
Aditya Birla Sun Life Mutual Fund
Holdings
124
Top 5
15.10%
Gini
0.466
Parag Parikh Conservative Hybrid Fund
PPFAS Mutual Fund
Holdings
107
Top 5
22.48%
Gini
0.534
Bank of India Conservative Hybrid Fund
Bank of India Mutual Fund
Holdings
46
Top 5
33.15%
Gini
0.575
HDFC Hybrid Debt Fund
HDFC Mutual Fund
Holdings
106
Top 5
15.72%
Gini
0.418

What Changed2026-03-31 → 2026-04-30

Holdings: 121 → 121+5 added−5 removed7 weight shifts ≥ 0.1%
StockWeight
EQ - DLF LTD.0.21%
NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT1.50%
NCD NATIONAL HIGHWAYS AUTHORITY OF INDIA0.61%
6.68% GSEC MAT- 07/07/20401.43%
CD - ICICI BANK LTD - 25/03/20271.42%

Full Holdings

#Holding% to NAV
1
NCD INDIAN OIL CORPORATION LTD.
INE242A08569
4.51%
2
NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
INE261F08EL3
4.49%
3
NET CURRENT ASSETS
4.17%
4
NCD HDFC BANK LTD.
INE040A08AF2
3.01%
5
NCD LIC HOUSING FINANCE LTD.
INE115A07RD3
3.01%
6
7.74% WEST BENGAL SGS Mat - 18/02/2044
IN3420250372
2.99%
7
07.80% XIRR PTC- SIDDHIVINAYAK SECURITISATION TRUST-28/09/2030
INE2I7F15012
2.98%
8
NCD JIO CREDIT LTD
INE282H07026
2.98%
9
7.34% GSEC MAT- 22/04/2064
IN0020240035
2.90%
10
EQ - HDFC BANK LIMITED
INE040A01034
2.11%
11
06.48% GSEC Mat- 06/10/2035
IN0020250091
1.64%
12
NCD POWER FINANCE CORPORATION LTD.
INE134E08KV1
1.52%
13
07.86% BIHAR SGS Mat - 11/02/2039
IN1320250278
1.52%
14
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
INE556F08KX8
1.51%
15
NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
INE261F08EU4
1.50%
16
NCD BAJAJ FINANCE LTD.
INE296A07TJ4
1.50%
17
7.68% ANDHRA PRADESH SGS Mat - 04/02/2039
IN1020250529
1.49%
18
07.69% HARYANA SGS Mat - 04/02/2041
IN1620250317
1.49%
19
NCD EXPORT IMPORT BANK OF INDIA
INE514E08GF5
1.49%
20
NCD BAJAJ HOUSING FINANCE LTD
INE377Y07607
1.49%

Sector Allocation

SOV34.8%
CRISIL-AAA29.1%
Banks7.3%
CRISIL-AAA(SO)4.5%
IT - Software1.9%
Automobiles1.8%
Pharmaceuticals & Biotechnology1.4%
ICRA-A1+1.4%
ICRA-AA+1.1%
Telecom - Services1.1%

Top 10 sectors by % to NAV. Excludes derivatives.

Frequently Asked Questions

How many stocks does UTI Conservative Hybrid Fund hold?

UTI Conservative Hybrid Fund holds 115 stocks as per the latest AMFI portfolio disclosure. The top 5 positions account for 18.01% of NAV.

What is the largest holding in UTI Conservative Hybrid Fund?

The largest position in UTI Conservative Hybrid Fund is NCD INDIAN OIL CORPORATION LTD., accounting for 4.51% of NAV in the CRISIL-AAA sector.

Is UTI Conservative Hybrid Fund a concentrated or diversified fund?

With a Gini coefficient of 0.497, UTI Conservative Hybrid Fund is moderately concentrated. The HHI concentration index is 16,676 bps, which is above the 2500 bps threshold for high concentration. The top 5 holdings together make up 18.01% of the portfolio.

What is the market cap allocation of UTI Conservative Hybrid Fund?

Based on SEBI's AMFI classification, UTI Conservative Hybrid Fund's equity portfolio is split as: Large Cap: 14.57%, Mid Cap: 4.85%, Small Cap: 4.05%. This reflects the fund's positioning within the market cap spectrum.

Which sectors does UTI Conservative Hybrid Fund invest in most?

UTI Conservative Hybrid Fund has the highest allocation to SOV (34.79%), CRISIL-AAA (29.11%), Banks (7.27%). The fund is invested across 37 sectors in total.

How actively managed is UTI Conservative Hybrid Fund compared to other Conservative Hybrid Fund funds?

UTI Conservative Hybrid Fund has an Active Share of 76.89%, classifying it as "Highly Differentiated" among 16 Conservative Hybrid Fund peers. This means the fund takes significantly different stock positions compared to its category peers.

What changed in UTI Conservative Hybrid Fund's portfolio in the latest month?

Between 2026-03-31 and 2026-04-30, UTI Conservative Hybrid Fund added 5 new stocks (including EQ - DLF LTD.) and exited 5 stocks (including EQ - BAJAJ AUTO LTD.). Total holding count remained at 121 stocks.