ICICI Prudential Regular Savings Fund
ICICI Prudential's Regular Savings Fund maintains a defensive posture with two-thirds in debt, positioning for steady returns in uncertain markets. The sharp increase in TREPS holdings and fresh picks in non-banking finance (Manappuram, Muthoot) signal a tactical shift toward higher-yielding short-term liquidity instruments and resilient consumer finance plays. The manager is pruning cyclical exposures like aviation and renewables, suggesting cautious conviction on near-term growth while preserving capital preservation credentials.
Portfolio analysis · April 2026
NAV & Returns
| Plan | NAV | 1M | 1Y | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|
| Regular Growth | ₹77.6660 | -0.09% | +3.79% | +9.30% | +8.56% |
Portfolio Metrics(latest month)
vs Category Peers
Highly DifferentiatedActive Share = ½Σ|wfund − wpeer|, computed using leave-one-out peer portfolio within SEBI category.
Similar Funds in Category
What Changed2026-03-31 → 2026-04-30
| Stock | Weight |
|---|---|
| Onemi Technology Solutions Ltd. | 0.40% |
| Government Securities | 2.20% |
| Muthoot Finance Ltd. ** | 0.76% |
| Manappuram Finance Ltd. ** | 0.76% |
Full Holdings
| # | Holding | % to NAV |
|---|---|---|
| 1 | Government Securities IN0020250018 | 4.13% |
| 2 | TREPS | 3.34% |
| 3 | NABARD ** INE261F08ED0 | 3.05% |
| 4 | Manappuram Finance Ltd. ** INE522D07CI5 | 3.01% |
| 5 | Adani Enterprises Ltd. ** INE423A07476 | 3.01% |
| 6 | Godrej Properties Ltd. ** INE484J08089 | 2.30% |
| 7 | 360 One Prime Ltd. ** INE248U07FN4 | 2.28% |
| 8 | Government Securities IN0020250091 | 2.20% |
| 9 | Yes Bank Ltd. ** INE528G08345 | 1.97% |
| 10 | Net Current Assets | 1.80% |
| 11 | Government Securities IN0020210137 | 1.68% |
| 12 | Indostar Capital Finance Ltd. ** INE896L07AF6 | 1.53% |
| 13 | Vedanta Ltd. ** INE205A08046 | 1.53% |
| 14 | Eris Lifesciences Ltd. ** INE406M08011 | 1.53% |
| 15 | Eris Lifesciences Ltd. ** INE406M08029 | 1.53% |
| 16 | NABARD ** INE261F08DV4 | 1.52% |
| 17 | Narayana Hrudayalaya Ltd. ** INE410P08016 | 1.52% |
| 18 | 360 One Prime Ltd ** INE248U07GG6 | 1.52% |
| 19 | Adani Power Ltd. ** INE814H07190 | 1.51% |
| 20 | Motilal Oswal Financial Services Ltd. ** INE338I07198 | 1.51% |
Sector Allocation
Top 10 sectors by % to NAV. Excludes derivatives.
Frequently Asked Questions
How many stocks does ICICI Prudential Regular Savings Fund hold?
ICICI Prudential Regular Savings Fund holds 137 stocks as per the latest AMFI portfolio disclosure. The top 5 positions account for 15.50% of NAV.
What is the largest holding in ICICI Prudential Regular Savings Fund?
The largest position in ICICI Prudential Regular Savings Fund is Government Securities, accounting for 4.13% of NAV in the SOV sector.
Is ICICI Prudential Regular Savings Fund a concentrated or diversified fund?
With a Gini coefficient of 0.492, ICICI Prudential Regular Savings Fund is moderately concentrated. The HHI concentration index is 13,048 bps, which is above the 2500 bps threshold for high concentration. The top 5 holdings together make up 15.50% of the portfolio.
What is the market cap allocation of ICICI Prudential Regular Savings Fund?
Based on SEBI's AMFI classification, ICICI Prudential Regular Savings Fund's equity portfolio is split as: Large Cap: 13.63%, Mid Cap: 2.24%, Small Cap: 6.40%. This reflects the fund's positioning within the market cap spectrum.
Which sectors does ICICI Prudential Regular Savings Fund invest in most?
ICICI Prudential Regular Savings Fund has the highest allocation to SOV (14.99%), CRISIL AA (10.14%), ICRA AA (7.76%). The fund is invested across 51 sectors in total.
How actively managed is ICICI Prudential Regular Savings Fund compared to other Conservative Hybrid Fund funds?
ICICI Prudential Regular Savings Fund has an Active Share of 78.36%, classifying it as "Highly Differentiated" among 16 Conservative Hybrid Fund peers. This means the fund takes significantly different stock positions compared to its category peers.
What changed in ICICI Prudential Regular Savings Fund's portfolio in the latest month?
Between 2026-03-31 and 2026-04-30, ICICI Prudential Regular Savings Fund added 4 new stocks (including Onemi Technology Solutions Ltd.) and exited 11 stocks (including Interglobe Aviation Ltd.). Total holding count decreased from 147 to 140 stocks.